CALL DAVE RAMSEY- he's on radio everywhere.Google him. He's the Author of THE TOTAL MONEY MAKEOVERBest no- nonsense FREE get out of debt advise EVER.Forget COMPANIES who say they'll make your debt go away- they're about the same as the ones who got you into debt in the first place.Remeber you are not the first or last person with a health income and no money but you can change that.

[Edited 5/2/13 20:54pm]