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Thread started 10/12/09 11:49pm

lazycrockett

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WELL SINCE NO ONE REALLY CARES BOUT THE HEALTH CARE ISSUE ON HERE.

http://news.yahoo.com/s/a...l_insurers


WASHINGTON Insurance companies aren't playing nice any more. Their dire message that health care legislation will drive up premiums for people who already have coverage comes as a warning shot at a crucial point in the debate and threatens President Barack Obama's top domestic priority.

....continued at the link. confused

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Reply #1 posted 10/12/09 11:57pm

cborgman

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anyone stupid enough to trust a corporate propoganda like that deserves to pay through the nose to keep the corporation rich.

but they also deserve affordable and fair healthcare, which the left will give them the option for.

chris borgman
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Reply #2 posted 10/13/09 4:07am

JellyBean

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cborgman said:

anyone stupid enough to trust a corporate propoganda like that deserves to pay through the nose to keep the corporation rich.

but they also deserve affordable and fair healthcare, which the left will give them the option for.



Thank you, cborgman.

“When I give food to the poor, they call me a saint. When I ask why the poor have no food, they call me a Communist.” Brazilian bishop Dom Hélder Câmara
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Reply #3 posted 10/13/09 4:50am

RodeoSchro

Think this through:

The insurance companies are saying that if you already have insurance, your premiums will go up because people will wait until they're sick to get coverage, and the insurance companies can't deny them.

Let's assume this is true. Insurance companies will know this going in and - if they're true to their word - raise premiums in advance of the claims. Remember, insurance is all about transferring risk from one party to another, and the insurance companies are the transferee. They aren't going to wait until claims come in before they mitigate that risk.

So they start collecting increased premiums now and don't make payments on those policies until sometime in the future.

The net result? Revenue goes up, expenses stay the same - they'll make more money starting, like, yesterday.

And they're bitching about that?

Ummmm...no. That's why the Democrats are rightly saying the companies are full of BS.

"Deedle-eedle eet deet DEE! Deedle-eedle eet deet DEE! Deedle-eedle eet deet DEE!"

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Reply #4 posted 10/13/09 5:49am

JellyBean

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RodeoSchro said:

Think this through:

The insurance companies are saying that if you already have insurance, your premiums will go up because people will wait until they're sick to get coverage, and the insurance companies can't deny them.

Let's assume this is true. Insurance companies will know this going in and - if they're true to their word - raise premiums in advance of the claims. Remember, insurance is all about transferring risk from one party to another, and the insurance companies are the transferee. They aren't going to wait until claims come in before they mitigate that risk.

So they start collecting increased premiums now and don't make payments on those policies until sometime in the future.

The net result? Revenue goes up, expenses stay the same - they'll make more money starting, like, yesterday.

And they're bitching about that?

Ummmm...no. That's why the Democrats are rightly saying the companies are full of BS.



Exactly.

“When I give food to the poor, they call me a saint. When I ask why the poor have no food, they call me a Communist.” Brazilian bishop Dom Hélder Câmara
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Reply #5 posted 10/13/09 6:51am

paisleypark4

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lazycrockett said:

http://news.yahoo.com/s/ap/20091013/ap_on_go_co/us_health_care_overhaul_insurers


WASHINGTON Insurance companies aren't playing nice any more. Their dire message that health care legislation will drive up premiums for people who already have coverage comes as a warning shot at a crucial point in the debate and threatens President Barack Obama's top domestic priority.

....continued at the link. confused



They would rather argue without looking at the facts and the fine print of their OWN health care system.


It's not talked about here really imo because it has been talked to death already on all news programs. There is NOTHING anyone can really do about it. To be fair and honest..yes I would love to have a plan where I can choose my own...AND ALSO have a plan where its paid for by the government. Both options wouls suit me fine..I may have to pay more in taxes..but I'd rather pay to my health than having them take $200 a month from me I can't afford and NOT get that money back.

And I would rather NOT have to be afraid to go to the doctor because I fear what it will do to my credit score in the future. And I fear more having to tay taxes for this stupid Twins Stadium I was forced to pay in Downtown Minneapolis that I will never go to.

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Reply #6 posted 10/13/09 7:47am

OnlyNDaUsa

cborgman said:

anyone stupid enough to trust a corporate propoganda like that deserves to pay through the nose to keep the corporation rich.

but they also deserve affordable and fair healthcare, which the left will give them the option for.


Is trusting the government any wiser?

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Reply #7 posted 10/13/09 8:48am

paisleypark4

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OnlyNDaUsa said:

cborgman said:

anyone stupid enough to trust a corporate propoganda like that deserves to pay through the nose to keep the corporation rich.

but they also deserve affordable and fair healthcare, which the left will give them the option for.


Is trusting the government any wiser?


to one person it is..to one person it's not. Nobody wins...we MUST have both options available. For me...I cant trust coporate health care, more so less than Government.....but I wasnt CHEAPER health care at least.

I cant even apply for the low cost because they say I make too much ( i dont think so), but through my job I can get it...at a hefty bag price of $170 - $200 at the cheapest. Then when I did use it ..maybe 3 times last year I had a whopping price of $450 in payments I had to make just for some tests and a REALLY small surgery I had to have..that required a Q-TIP!...I never saw the light of that money back in taxes. giving them $2,200 of my hard earned money so I can't even pay my School Loans...don't even get me started on the School Loans mess.... fuse fuse fuse

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Reply #8 posted 10/13/09 9:31am

OnlyNDaUsa

Cheaper often comes at the expense of quality. It also assumes that the 'public option' is not part of Obama's stated goal of eliminating employer provided coverage.

We heard the "choice and competition" argument, that many states have 5 or fewer heath coverage providers. So if 5 is so bad is 6 any better? The President also left off the reason some states have so few options, that is the federal laws that block sale of plans across state lines. Open that door (at a cost of ZERO) and choice and competition will explode.

The Option also interferes with individual rights and with private insurers by forcing people to have a plan or be fined. Not to mention that the rest of the money will come from someplace. The way the goverment came down on an insurance company for its opposition to the plan ought to scare people. Just becasue you agree now doesn't mean you will down the road.

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Reply #9 posted 10/13/09 9:50am

cborgman

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OnlyNDaUsa said:

cborgman said:

anyone stupid enough to trust a corporate propoganda like that deserves to pay through the nose to keep the corporation rich.

but they also deserve affordable and fair healthcare, which the left will give them the option for.


Is trusting the government any wiser?


in this case, as in most cases of trusting corporations over goverment: yes.

corporations exist to make a profit. their incentive is they get richer.

goverment exists from and for the people, and their amount of pay is not determined by profit, it's a set level.

so... yes, absolutely.

the healthcare industry has been raping the public for decades, and at this point is has spun out of control. we pay more than every other country in the world by a substantial margin and yet are ranked 34th in terms of quality, have millions of uninsured, millions upon millions more that are underinsured, and healthcare is the number one reason that people go bankrupt.

and yet the healthcare corporations in this country are raking it in hand over fist, and dramaticaly increasing the price for less every year.

it's uncut and largely unchecked greed at it's worst. and they are FREAKING OUT because they know they are about to have to learn to deal fairly and will lose their 'money for nothing' ways.

so, yes. it makes much more sense to trust the government in this case.

chris borgman
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Reply #10 posted 10/13/09 10:39am

OnlyNDaUsa

So what has the US Government run and run well in the history of the US?

And what do you make of Obama's back and forth on the issue of single payer? He said years ago he was for it, then in 2007 he said he wanted a public option but that it would take another 10 to 20 years before they could eliminate employer provided coverage. Yet, he now says he never said he was for single payer.

Also the "34th in terms of quality," what is the rubric they used to get that ranking? I wonder how much lack of universal coverage has to do with it and what it would be if that was taken out.

I want everyone to have access to affordable quality care I just believe that any form of public option will have the opposite effect. I think it will cause the cost for most to go up and the access to do down for most and that the over all quality will drop for most. Sure some will get a better deal, at the expense of the rest.

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Reply #11 posted 10/13/09 11:03am

seekingtruth

cborgman said:

anyone stupid enough to trust a corporate propoganda like that deserves to pay through the nose to keep the corporation rich.

but they also deserve affordable and fair healthcare, which the left will give them the option for.


Ignorance is bliss....smile on Borg...Smile on.

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you really know.

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Reply #12 posted 10/13/09 11:05am

seekingtruth

The current healthcare proposal is crap....I don't think of us would disagree that reform needs to happen, but this bill is another government attempt to control more of our lives.

Here are some good ideas about what can be done...

http://article.nationalre...GI=&w=MA==

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Reply #13 posted 10/13/09 11:13am

paisleypark4

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OnlyNDaUsa said:

So what has the US Government run and run well in the history of the US?

And what do you make of Obama's back and forth on the issue of single payer? He said years ago he was for it, then in 2007 he said he wanted a public option but that it would take another 10 to 20 years before they could eliminate employer provided coverage. Yet, he now says he never said he was for single payer.

Also the "34th in terms of quality," what is the rubric they used to get that ranking? I wonder how much lack of universal coverage has to do with it and what it would be if that was taken out.

I want everyone to have access to affordable quality care I just believe that any form of public option will have the opposite effect. I think it will cause the cost for most to go up and the access to do down for most and that the over all quality will drop for most. Sure some will get a better deal, at the expense of the rest.


Not any more or less better than whats available now

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Reply #14 posted 10/13/09 11:16am

seekingtruth

paisleypark4 said:

OnlyNDaUsa said:

So what has the US Government run and run well in the history of the US?

And what do you make of Obama's back and forth on the issue of single payer? He said years ago he was for it, then in 2007 he said he wanted a public option but that it would take another 10 to 20 years before they could eliminate employer provided coverage. Yet, he now says he never said he was for single payer.

Also the "34th in terms of quality," what is the rubric they used to get that ranking? I wonder how much lack of universal coverage has to do with it and what it would be if that was taken out.

I want everyone to have access to affordable quality care I just believe that any form of public option will have the opposite effect. I think it will cause the cost for most to go up and the access to do down for most and that the over all quality will drop for most. Sure some will get a better deal, at the expense of the rest.


Not any more or less better than whats available now



Much of the current Healthcare debacle could be alleviated by merely lifting Government regulation and system buracracy....

That is one of the big lies from anti-capitalist is that we are currently operating on a capitalis system...our current financial system is a half-baked capitalism, and that won't work long term.

But.....it is much better than what Government can produce, so.....

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Reply #15 posted 10/13/09 11:17am

RodeoSchro

OnlyNDaUsa said:

Cheaper often comes at the expense of quality.


Nowhere in the Hippocratic Oath is compensation mentioned.

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Reply #16 posted 10/13/09 11:24am

seekingtruth

I can sum up why this healthcare bill is bad in 2 points (although there are many, many, many more)....

1. It is going to reduce the provider base in the healthcare industry through lowered compensation, added buracratic procedure, stiffened regulation, and increased exposure to liability - Meaning there are going to be more people needing help and less resource to help them....I.E Rationing

2. It does nothing to reduce actual healthcare cost, which is the real problem.

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Reply #17 posted 10/13/09 11:25am

cborgman

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OnlyNDaUsa said:

So what has the US Government run and run well in the history of the US?


with all due love and respect, do i really need to answer this? i don't think you actually believe the american gov't has never run anything well, and are just using this as a dramatic effect. if i'm wrong, tell me, and i'll compile a list. otherwise, though i am not gonna waste the time.

And what do you make of Obama's back and forth on the issue of single payer? He said years ago he was for it, then in 2007 he said he wanted a public option but that it would take another 10 to 20 years before they could eliminate employer provided coverage. Yet, he now says he never said he was for single payer.


i would like to see the quote you are sourcing from on the "he now says he never said he was for single payer" before i even start debating that.

but it does bear mention that this is a HUGE reform, and is going to be confusing. you have to approach it from numerous angles and therefore there is going to be a back and forth. i wouldn't trust someone that didn't on something this massive, as it would show they were stubbornly refusing to explore all the angles.

Also the "34th in terms of quality," what is the rubric they used to get that ranking? I wonder how much lack of universal coverage has to do with it and what it would be if that was taken out.


http://www.who.int/whr/20...index.html

WHO's assessment system was based on five indicators: overall level of population health; health inequalities (or disparities) within the population; overall level of health system responsiveness (a combination of patient satisfaction and how well the system acts); distribution of responsiveness within the population (how well people of varying economic status find that they are served by the health system); and the distribution of the health system's financial burden within the population (who pays the costs).

I want everyone to have access to affordable quality care I just believe that any form of public option will have the opposite effect. I think it will cause the cost for most to go up and the access to do down for most and that the over all quality will drop for most. Sure some will get a better deal, at the expense of the rest.


but what is the alternative? letting it go on as it is now? this is where the right is massively failing the country by not providing a working alternative. they are just screaming NO and suggesting we keep the same broken system.

chris borgman
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Reply #18 posted 10/13/09 11:26am

cborgman

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seekingtruth said:

cborgman said:

anyone stupid enough to trust a corporate propoganda like that deserves to pay through the nose to keep the corporation rich.

but they also deserve affordable and fair healthcare, which the left will give them the option for.


Ignorance is bliss....smile on Borg...Smile on.


well... if it isn't seekingtruth, the poor man's hiin.

lol

chris borgman
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Reply #19 posted 10/13/09 11:33am

cborgman

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seekingtruth said:

paisleypark4 said:



Not any more or less better than whats available now



Much of the current Healthcare debacle could be alleviated by merely lifting Government regulation and system buracracy....

That is one of the big lies from anti-capitalist is that we are currently operating on a capitalis system...our current financial system is a half-baked capitalism, and that won't work long term.

But.....it is much better than what Government can produce, so.....


oh my god... you arent really suggesting we deregulate healthcare?!?!

you are willing to play with people's deaths to support this silly fantasy of corporate anarchy the right spanks it to? i might buy into the free market thing when it comes to goods, but not when people's lives are at stake.

you are talking about letting people play russian roulette with their health and lives so the corporations can get richer. do you honestly believe that as broken as the current sytem is, the answer is use the broken system even more and that will magically fix it?

chris borgman
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Reply #20 posted 10/13/09 12:06pm

Katana750

The right should stay away from healthcare reform. They were in power for 8 years and THEY DID NOTHING.. So why do anyone have to listen to their proposals? Whenever healthcare reform was discussed they always talked about TORT reform. They did not even implement that, but we all know why they did not do it because it will not do anything to bring down the cost or insure the 47 million who don’t have health care. CBO now estimates that implementing a typical package of tort reform proposals nationwide would reduce total U.S. health care spending by about 0.5 percent.

When you did not do anything when you had a chance or one of their option will not do anything to reduce cost or insure more people why even have a debate with them?

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Reply #21 posted 10/13/09 12:30pm

RodeoSchro

seekingtruth said:

paisleypark4 said:



Not any more or less better than whats available now



Much of the current Healthcare debacle could be alleviated by merely lifting Government regulation and system buracracy....

That is one of the big lies from anti-capitalist is that we are currently operating on a capitalis system...our current financial system is a half-baked capitalism, and that won't work long term.

But.....it is much better than what Government can produce, so.....


What specific government regulations should be lifted?

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Reply #22 posted 10/13/09 12:46pm

MrSoulpower

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seekingtruth said:

cborgman said:

anyone stupid enough to trust a corporate propoganda like that deserves to pay through the nose to keep the corporation rich.

but they also deserve affordable and fair healthcare, which the left will give them the option for.


Ignorance is bliss....smile on Borg...Smile on.


I'm a German citizen residing in the U.S., and I can assure you that America is in desperate need of health care reform including a public option. The German system isn't perfect, but it's excellent compared to the overpriced, unaffordable system here in the U.S.

But I guess I'm just ignorant.
confused

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Reply #23 posted 10/13/09 12:47pm

MrSoulpower

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seekingtruth said:

attempt to control more of our lives.



Stop it already. This fear mongering is getting ridiculous. Where were you when Bush introduced the Patriot Act? Now that's government invading our privacy.

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Reply #24 posted 10/13/09 1:30pm

SUPRMAN

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OnlyNDaUsa said:

cborgman said:

anyone stupid enough to trust a corporate propoganda like that deserves to pay through the nose to keep the corporation rich.

but they also deserve affordable and fair healthcare, which the left will give them the option for.


Is trusting the government any wiser?


Don't you trust the government already?
Are you suggesting paying through the nose is a better option?

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Reply #25 posted 10/13/09 2:04pm

paisleypark4

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SUPRMAN said:

OnlyNDaUsa said:



Is trusting the government any wiser?


Don't you trust the government already?
Are you suggesting paying through the nose is a better option?



I want to hear some Health Insurance stories, Only how is yorus going?

If any of U know this little girl from Whats Happenin'. Let me know!!
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Reply #26 posted 10/13/09 2:05pm

YESWECAN

cborgman said:

OnlyNDaUsa said:



Is trusting the government any wiser?


in this case, as in most cases of trusting corporations over goverment: yes.

corporations exist to make a profit. their incentive is they get richer.

goverment exists from and for the people, and their amount of pay is not determined by profit, it's a set level.

so... yes, absolutely.

the healthcare industry has been raping the public for decades, and at this point is has spun out of control. we pay more than every other country in the world by a substantial margin and yet are ranked 34th in terms of quality, have millions of uninsured, millions upon millions more that are underinsured, and healthcare is the number one reason that people go bankrupt.

and yet the healthcare corporations in this country are raking it in hand over fist, and dramaticaly increasing the price for less every year.

it's uncut and largely unchecked greed at it's worst. and they are FREAKING OUT because they know they are about to have to learn to deal fairly and will lose their 'money for nothing' ways.

so, yes. it makes much more sense to trust the government in this case.



The government that estimated Medicare would cost 10 Billion and now it's 1.5 trillion. That now they're going to trim the fat of 'waste and inefficiencies' of 500 billion for this bill. Who's been making the money on that 500 Billion for however long?
Why do you trust that 800 billion won't balloon out to ...? My calculator doesn't go that high.

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Reply #27 posted 10/13/09 2:16pm

cborgman

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YESWECAN said:

cborgman said:



in this case, as in most cases of trusting corporations over goverment: yes.

corporations exist to make a profit. their incentive is they get richer.

goverment exists from and for the people, and their amount of pay is not determined by profit, it's a set level.

so... yes, absolutely.

the healthcare industry has been raping the public for decades, and at this point is has spun out of control. we pay more than every other country in the world by a substantial margin and yet are ranked 34th in terms of quality, have millions of uninsured, millions upon millions more that are underinsured, and healthcare is the number one reason that people go bankrupt.

and yet the healthcare corporations in this country are raking it in hand over fist, and dramaticaly increasing the price for less every year.

it's uncut and largely unchecked greed at it's worst. and they are FREAKING OUT because they know they are about to have to learn to deal fairly and will lose their 'money for nothing' ways.

so, yes. it makes much more sense to trust the government in this case.



The government that estimated Medicare would cost 10 Billion and now it's 1.5 trillion. That now they're going to trim the fat of 'waste and inefficiencies' of 500 billion for this bill. Who's been making the money on that 500 Billion for however long?
Why do you trust that 800 billion won't balloon out to ...? My calculator doesn't go that high.


do you think costs aren't going to go up without a gov't option?

in the last decade alone, healthcare costs to the insured have more than doubled, and the coverage has shrank.

http://www.nchc.org/facts/cost.shtml

what makes you think the private insurers are suddenly going to develop a soul and stop raping the public?
[Edited 10/13/09 14:17pm]

chris borgman
5 time winner of the charles nelson reilly award for excellence in smartassery
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Reply #28 posted 10/13/09 2:36pm

YESWECAN

cborgman said:

YESWECAN said:




The government that estimated Medicare would cost 10 Billion and now it's 1.5 trillion. That now they're going to trim the fat of 'waste and inefficiencies' of 500 billion for this bill. Who's been making the money on that 500 Billion for however long?
Why do you trust that 800 billion won't balloon out to ...? My calculator doesn't go that high.


do you think costs aren't going to go up without a gov't option?

in the last decade alone, healthcare costs to the insured have more than doubled, and the coverage has shrank.

http://www.nchc.org/facts/cost.shtml

what makes you think the private insurers are suddenly going to develop a soul and stop raping the public?
[Edited 10/13/09 14:17pm]


They haven't gone up the rate of medicare. They could bring down all the state territory laws and have true competition. They won't because ALL the politicians get money from them. They could start a real TORT reform, so rich people don't get millions for losing a pinky toe nail and the poor get nothing.
They could force the drug companies to make a % of the best drugs to the poor for a slide rate cost.

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Reply #29 posted 10/13/09 2:37pm

YESWECAN

RodeoSchro said:

Think this through:

The insurance companies are saying that if you already have insurance, your premiums will go up because people will wait until they're sick to get coverage, and the insurance companies can't deny them.

Let's assume this is true. Insurance companies will know this going in and - if they're true to their word - raise premiums in advance of the claims. Remember, insurance is all about transferring risk from one party to another, and the insurance companies are the transferee. They aren't going to wait until claims come in before they mitigate that risk.

So they start collecting increased premiums now and don't make payments on those policies until sometime in the future.

The net result? Revenue goes up, expenses stay the same - they'll make more money starting, like, yesterday.

And they're bitching about that?

Ummmm...no. That's why the Democrats are rightly saying the companies are full of BS.


Will the House and Senate have the same plan?

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