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Thread started 07/04/03 12:33am

careydevi

I am getting a credit card....

But I know nothing about credit cards!
So...how do I choose the best one?
What deal do I look out for?
When to cancel? When to accept offers?

Do I pay interest? Are there any organziations which has no interest on them...besides charity stuff?!
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Reply #1 posted 07/04/03 12:36am

AnotherLoverTo
o

You have got to be subyduby, come back from the abyss! nod

Are you? Do tell!
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Reply #2 posted 07/04/03 12:42am

careydevi

AnotherLoverToo said:

You have got to be subyduby, come back from the abyss! nod

Are you? Do tell!


?
I need help fo sure...
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Reply #3 posted 07/04/03 12:45am

careydevi

btw...you did not send me an orgnote about those countries( governments acting bad) and camille4u did not make an avatar.
I am crushed...
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Reply #4 posted 07/04/03 12:55am

juliana319

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I allready have 2 credit cards and they only get me into troubles... I hate them!



Peace.
J.-
Love can save us all......
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Reply #5 posted 07/04/03 1:05am

AnotherLoverTo
o

careydevi said:

btw...you did not send me an orgnote about those countries( governments acting bad) and camille4u did not make an avatar.
I am crushed...


Ah, yes, I"m sorry--I forgot! sad I will try to do that tomorrow!
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Reply #6 posted 07/04/03 2:01am

Ardeo

Credit cards are nothing but trouble, i cut all 6 of mine in half last summer rolleyes

PS...isnt there somthing about Muslims not allowed to pay interest? HSBC Bank has launched a mortgage and credit card for muslims...not sure if u have HSBC over there.
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Reply #7 posted 07/04/03 2:08am

Natsume

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subybooby!!

hug
I mean, like, where is the sun?
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Reply #8 posted 07/04/03 4:08am

langebleu

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moderator

careydevi said:

But I know nothing about credit cards!
So...how do I choose the best one?
What deal do I look out for?
When to cancel? When to accept offers?

Do I pay interest? Are there any organziations which has no interest on them...besides charity stuff?!
Here is a site with some basic information:

http://www.ftc.gov/bcp/co...choose.htm

If you don't understand it, I suggest you print it out and find someone you know and can trust who can explain it to you, and will answer all your other questions too.

If you still don't understand, then I suggest you stick to cash.
ALT+PLS+RTN: Pure as a pane of ice. It's a gift.
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Reply #9 posted 07/04/03 4:15am

Finess

always read the fine print,never ever just sign to get a card. always look for low interest. and beware of "membership fees" they tried to get me with that on my master card and i called them and told them, there was nothing in this fine print concerning a "membership fee" and they knocked it off.just be careful and use it only for emergencies,if u really want somethin big?.. pay cash, trust me smile
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Reply #10 posted 07/04/03 7:26pm

careydevi

Ardeo said:

Credit cards are nothing but trouble, i cut all 6 of mine in half last summer rolleyes

PS...isnt there somthing about Muslims not allowed to pay interest? HSBC Bank has launched a mortgage and credit card for muslims...not sure if u have HSBC over there.



right...
I'll tell my dad about this.
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Reply #11 posted 07/04/03 7:26pm

careydevi

Thanks ya all.

I saved that link( put it as my fav.)
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Reply #12 posted 07/04/03 7:31pm

REDFEATHERS

Ardeo said:

Credit cards are nothing but trouble, i cut all 6 of mine in half last summer rolleyes

.



Credit cards are not trouble at all, it is how you handlethem. As long as you dont spend over your means and can pay back at the end of the month - incurring no hefty ibnterest charges - they can be a god send. PLUS they give insurance which cash doesnt.










Spelling Edit: Whoops!
[This message was edited Fri Jul 4 19:31:49 PDT 2003 by REDFEATHERS]
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