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Thread started 05/14/16 5:54pm

millionairess

Your favorite budget tips?

What is everyone's favorite budgeting tip?

I call myself "millionairess" because it is more motivating than "paycheck2paycheck"
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Reply #1 posted 05/14/16 7:53pm

Lammastide

avatar

Shoplift nod

Ὅσον ζῇς φαίνου
μηδὲν ὅλως σὺ λυποῦ
πρὸς ὀλίγον ἐστὶ τὸ ζῆν
τὸ τέλος ὁ χρόνος ἀπαιτεῖ.”
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Reply #2 posted 05/14/16 7:53pm

Lammastide

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I'm joking. Really I am. redface

Ὅσον ζῇς φαίνου
μηδὲν ὅλως σὺ λυποῦ
πρὸς ὀλίγον ἐστὶ τὸ ζῆν
τὸ τέλος ὁ χρόνος ἀπαιτεῖ.”
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Reply #3 posted 05/14/16 8:01pm

Hudson

avatar

You can get a tux very cheap if someone died in it.

Want a fancy yacht? If it smells like cat pee it will be a real bargain.

And as for beautiful ladies, choose ones that used to be men.

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Reply #4 posted 05/15/16 4:59am

NinaB

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Make two cups of tea from one t-bag.
"We just let people talk & say whatever they want 2 say. 9 times out of 10, trust me, what's out there now, I wouldn't give nary one of these folks the time of day. That's why I don't say anything back, because there's so much that's wrong" - P, Dec '15
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Reply #5 posted 05/15/16 9:39am

JoeBala

http://bensbargains.com/ smile

Just Music-No Categories-Enjoy It!
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Reply #6 posted 05/15/16 9:41am

Hudson

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Reply #7 posted 05/16/16 3:51am

Hudson

avatar

Here's how you can get a free date.

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Reply #8 posted 05/16/16 9:29am

Slave2daGroove

Cook your own meals

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Reply #9 posted 05/17/16 9:38am

joppo

Lammastide said:

Shoplift nod


lol
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Reply #10 posted 05/17/16 9:45am

joppo
I recently started walking to work instead of paying for car parking. It's saving me £20 per week. Added bonus -I'm also getting decent exercise and time to de-fog my brain.
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Reply #11 posted 05/17/16 10:25am

ThisOne
The secret to a good budget - never over spend

Average your bills eg electricity, water, phone
Work out roughly what they cost per week and make weekly payments in advance
When the account cones in at the end of the month u will either be in credit or owe very little

The money you have left from your weekly income is what you have to spend and save
mailto:www.iDon'tThinkSo.com.Uranus
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Reply #12 posted 05/17/16 10:46am

morningsong

Lammastide said:

I'm joking. Really I am. redface



I'm giggling up a storm right now.

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Reply #13 posted 05/17/16 12:06pm

RodeoSchro

But...aren't you a millionairess? confuse

J/K. Tell me why you need budgeting tips - in other words, what it is that you want to buy - and I'll tell you how to get it.

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Reply #14 posted 05/18/16 7:28am

millionairess

RodeoSchro said:

But...aren't you a millionairess? confuse

J/K. Tell me why you need budgeting tips - in other words, what it is that you want to buy - and I'll tell you how to get it.

Not right now, I'm not. I try to only have positive and aspirational screan names.

There isn't anything in particular that I want to buy but I have a savings goal for the end of the year that I might be $2,000-$3,000 short of. And on top of that, I'm one of those people who will never think their budget is perfect.

I call myself "millionairess" because it is more motivating than "paycheck2paycheck"
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Reply #15 posted 05/18/16 9:02am

RodeoSchro

millionairess said:

RodeoSchro said:

But...aren't you a millionairess? confuse

J/K. Tell me why you need budgeting tips - in other words, what it is that you want to buy - and I'll tell you how to get it.

Not right now, I'm not. I try to only have positive and aspirational screan names.

There isn't anything in particular that I want to buy but I have a savings goal for the end of the year that I might be $2,000-$3,000 short of. And on top of that, I'm one of those people who will never think their budget is perfect.



First of all, I love your signature! highfive And your attitude! hug We need positivity, that's for sure!

Here is the RodeoSchro Guaranteed Strategy For Achieving Anything You Want:

Work backwards. Pick an end date, and pick the amount you wish to save by that date. This is where you START crafting your plan.

Then work backwards, picking milestones to achieve by certain dates. In your case, each milestone will be a deposit into your savings account. You pick the dates and the amounts of the deposits, making sure they total up to the amount you want to save by the end of the year.

Then, on those dates, make those deposits FIRST, before you do anything else or pay any bills. After you make your deposit, then pay your bills. What you have left over is what's available for food, entertainment, etc., until the next paycheck/milestone.

If you do it that way, you won't ever overspend on food or entertainment or anything else.

One of my favorite persons, Arnold Schwarzenegger, said about goals: "The hard part is doing it in your mind. Once you have crafted the plan and committed to it, then all you have to do is physically go through the motions. That is the easy part".

Good luck, I know you can do it!

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