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Thread started 01/19/03 12:05pm

AzureStar

Moving Out With No Money

How would one go about moving out on their own, while waiting for a divorce to be final, when you are cut off from all money from your ex and there is no family to help you financially or otherwise?

How do women who have not worked their entire marriage do this? It has to happen to other women and there has to be a way. Someone tell me how, please.
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Reply #1 posted 01/19/03 12:13pm

ian

AzureStar said:

How would one go about moving out on their own, while waiting for a divorce to be final, when you are cut off from all money from your ex and there is no family to help you financially or otherwise?

How do women who have not worked their entire marriage do this? It has to happen to other women and there has to be a way. Someone tell me how, please.


I've no idea... perhaps staying with a friend for a bit, get back into the workplace, get yourself on your feet financially with enough cash coming in to get a flat? Plenty of women do get back to working after being mothers and housewives for 20 years or whatever, it can be done.
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Reply #2 posted 01/19/03 12:17pm

AzureStar

ian said:

AzureStar said:

How would one go about moving out on their own, while waiting for a divorce to be final, when you are cut off from all money from your ex and there is no family to help you financially or otherwise?

How do women who have not worked their entire marriage do this? It has to happen to other women and there has to be a way. Someone tell me how, please.


I've no idea... perhaps staying with a friend for a bit, get back into the workplace, get yourself on your feet financially with enough cash coming in to get a flat? Plenty of women do get back to working after being mothers and housewives for 20 years or whatever, it can be done.


I have no idea either. There are no friends that I can stay with so that is out of the question.

I have tried the route of getting the job and saving the money until I have enough to move, and I had a job, until the girl who was going to watch my kids while I did decided she wasn't able to anymore. My ex will not help watch them and he refuses to pay for daycare for the two of them while I work... which is just another way of controlling me.

I am extremely frustrated.
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Reply #3 posted 01/19/03 12:18pm

Dauphin

avatar

Contact your local State run Family Indepentance Agency. They should be able to put you into contact with various organizations that are there for women trying to get out on thier own.

Usually, they can help get low cost housing (apartment) and help with any job seeking or temp placement. I would get a resume together and start looking to work any place you can. Even if you are a cashier at a shopping mart for a month until you nice a nice temp job in an office till you get a full time with benefits job, it's better than nothing. Also, the FIA should be able to help you get welfare and state sponsored child aid (WIC here in Michigan) to help off-set costs.
-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-

Still it's nice to know, when our bodies wear out, we can get another

-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
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Reply #4 posted 01/19/03 12:19pm

Dauphin

avatar

What state do you live in? I'm killing some time right now watching the game so I can look up what I can.
-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-

Still it's nice to know, when our bodies wear out, we can get another

-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
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Reply #5 posted 01/19/03 12:21pm

AnotherLover2

You are technically what's considered a 'displaced homemaker', a category that the government finally came up with primarily for tax purposes. There are actually programs for women in this situation--you might call the YWCA to ask them (one in Grand Rapids had a program for them). They will do job training (help with resumes, interviewing techniques, professional clothing) and help you in those ways.

Financially speaking, you may want to check out DSS and see if you qualify for any temporary financial assistance. Any little bit could help...and if you qualify, they can help with childcare expenses while you work. (I think working and saving some money is going to be your best bet)

Best, best, best wishes my dear Heather! This is going to be hard and quite different than the life you knew--but then again, you already figured that one out, didn't you? smile

hug
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Reply #6 posted 01/19/03 12:22pm

AnotherLover2

Dauphin said:

Contact your local State run Family Indepentance Agency. They should be able to put you into contact with various organizations that are there for women trying to get out on thier own.

Usually, they can help get low cost housing (apartment) and help with any job seeking or temp placement. I would get a resume together and start looking to work any place you can. Even if you are a cashier at a shopping mart for a month until you nice a nice temp job in an office till you get a full time with benefits job, it's better than nothing. Also, the FIA should be able to help you get welfare and state sponsored child aid (WIC here in Michigan) to help off-set costs.


Ditto! smile
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Reply #7 posted 01/19/03 12:25pm

OceanaOne

First of all, do what ever you have to do. I do not know if you pray or not but this helped me and I believe my god opened many a paths for me..I have no parents or grandparents anymore so I had to do it on my own for many years. I myself dont know how but in the end it just worked out. I do not depend on ANYBODY, depending on people opens a doorway to being a co-dependent in one way or another and I myself dont have time for this... Determination really helps...Stubborness that you might have can also help, might also come in handy . Being a stubborn person can also be used to your benefit.
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Reply #8 posted 01/19/03 12:26pm

AzureStar

Dauphin said:

Contact your local State run Family Indepentance Agency. They should be able to put you into contact with various organizations that are there for women trying to get out on thier own.

Usually, they can help get low cost housing (apartment) and help with any job seeking or temp placement. I would get a resume together and start looking to work any place you can. Even if you are a cashier at a shopping mart for a month until you nice a nice temp job in an office till you get a full time with benefits job, it's better than nothing. Also, the FIA should be able to help you get welfare and state sponsored child aid (WIC here in Michigan) to help off-set costs.


I swallowed my pride and looked into FIA. They cannot help me in any way until I am out from under his roof. Once I am out, they will help me with certain things, which will be good, it's just getting to the point of being out. He has kicked me out on numerous occasions when he gets angry, but I was given advice that I do not have to leave and that he cannot make me. So, I am thankful that I do have a place to live right now.

I have applied to various places and trust me, I am not being picky. But, I have two children that have to be cared for and I won't be able to afford childcare on my own. He refuses to pay for it. You see my dilema?

I live in Michigan.
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Reply #9 posted 01/19/03 12:27pm

OceanaOne

AzureStar said:

ian said:

AzureStar said:

How would one go about moving out on their own, while waiting for a divorce to be final, when you are cut off from all money from your ex and there is no family to help you financially or otherwise?

How do women who have not worked their entire marriage do this? It has to happen to other women and there has to be a way. Someone tell me how, please.


I've no idea... perhaps staying with a friend for a bit, get back into the workplace, get yourself on your feet financially with enough cash coming in to get a flat? Plenty of women do get back to working after being mothers and housewives for 20 years or whatever, it can be done.


I have no idea either. There are no friends that I can stay with so that is out of the question.

I have tried the route of getting the job and saving the money until I have enough to move, and I had a job, until the girl who was going to watch my kids while I did decided she wasn't able to anymore. My ex will not help watch them and he refuses to pay for daycare for the two of them while I work... which is just another way of controlling me.

I am extremely frustrated.
So sorry to hear this AzureStar hug .. Good luck! If I lived near you I would do whatever I could to help you nod
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Reply #10 posted 01/19/03 12:28pm

AzureStar

AnotherLover2 said:

You are technically what's considered a 'displaced homemaker', a category that the government finally came up with primarily for tax purposes. There are actually programs for women in this situation--you might call the YWCA to ask them (one in Grand Rapids had a program for them). They will do job training (help with resumes, interviewing techniques, professional clothing) and help you in those ways.

Financially speaking, you may want to check out DSS and see if you qualify for any temporary financial assistance. Any little bit could help...and if you qualify, they can help with childcare expenses while you work. (I think working and saving some money is going to be your best bet)

Best, best, best wishes my dear Heather! This is going to be hard and quite different than the life you knew--but then again, you already figured that one out, didn't you? smile

hug


Will they help while I am still living with him? FIA wouldn't do a thing, as it was based on his income since I was still living under his roof.

And thank you... I will get through this. It's just ery frustrating when I finally feel like things are going to come together... as when I got that job... and then everything goes to shit again.
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Reply #11 posted 01/19/03 12:29pm

DigitalLisa

Girl... as my grandmama would tell me, you have 2 get out in2 this wolrd and start all over again, sometime it can be a bitch, but have 2 make the decision that this is my life and from this moment on I'm the one who's gonna be in control, not my man, not folks, but me. You have 2 take one day at a time and it will all come 2 u. As you listen 2 the voice inside of u, it'll lead u in2 all the places where you supposed to be. Just think of this as a opportunity of you standing on your own two feet. It might be scary at first, but then after a while things will go for the better and you relize this should've been a decision you should've made a long time ago,
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Reply #12 posted 01/19/03 12:29pm

AzureStar

OceanaOne said:

First of all, do what ever you have to do. I do not know if you pray or not but this helped me and I believe my god opened many a paths for me..I have no parents or grandparents anymore so I had to do it on my own for many years. I myself dont know how but in the end it just worked out. I do not depend on ANYBODY, depending on people opens a doorway to being a co-dependent in one way or another and I myself dont have time for this... Determination really helps...Stubborness that you might have can also help, might also come in handy . Being a stubborn person can also be used to your benefit.


Thanks, Oceana... I am determined... that's why I haven't completely given up yet. It is difficult for me not to just throw my hands up and say fuck it. But, I'm hanging in there. smile
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Reply #13 posted 01/19/03 12:30pm

AnotherLover2

AzureStar said:

Dauphin said:

Contact your local State run Family Indepentance Agency. They should be able to put you into contact with various organizations that are there for women trying to get out on thier own.

Usually, they can help get low cost housing (apartment) and help with any job seeking or temp placement. I would get a resume together and start looking to work any place you can. Even if you are a cashier at a shopping mart for a month until you nice a nice temp job in an office till you get a full time with benefits job, it's better than nothing. Also, the FIA should be able to help you get welfare and state sponsored child aid (WIC here in Michigan) to help off-set costs.


I swallowed my pride and looked into FIA. They cannot help me in any way until I am out from under his roof. Once I am out, they will help me with certain things, which will be good, it's just getting to the point of being out. He has kicked me out on numerous occasions when he gets angry, but I was given advice that I do not have to leave and that he cannot make me. So, I am thankful that I do have a place to live right now.

I have applied to various places and trust me, I am not being picky. But, I have two children that have to be cared for and I won't be able to afford childcare on my own. He refuses to pay for it. You see my dilema?

I live in Michigan.


I hope you have a good divorce lawyer!
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Reply #14 posted 01/19/03 12:30pm

DigitalLisa

put ur pride aside and do what u have 2...
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Reply #15 posted 01/19/03 12:31pm

OceanaOne

AnotherLover has a good idea for you..I mean you are one of them who deserves what we put our taxes into..Go to ur local Gov.agency and see how they can help you. Nothing wrong with asking for some help when it is needed especially when it concerns you're children wink
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Reply #16 posted 01/19/03 12:32pm

AzureStar

DigitalLisa said:

Girl... as my grandmama would tell me, you have 2 get out in2 this wolrd and start all over again, sometime it can be a bitch, but have 2 make the decision that this is my life and from this moment on I'm the one who's gonna be in control, not my man, not folks, but me. You have 2 take one day at a time and it will all come 2 u. As you listen 2 the voice inside of u, it'll lead u in2 all the places where you supposed to be. Just think of this as a opportunity of you standing on your own two feet. It might be scary at first, but then after a while things will go for the better and you relize this should've been a decision you should've made a long time ago,



Thanks... I will be happy once I am out. It's just getting myself to that point. You're right. I should have done this years ago... at the very least six years ago.

It's just hard because he is a very controlling man, which is why I finally got the strength up to leave. But, he is still able to control me as pretty much everything is in his hands right now.
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Reply #17 posted 01/19/03 12:33pm

AnotherLover2

AzureStar said:

AnotherLover2 said:

You are technically what's considered a 'displaced homemaker', a category that the government finally came up with primarily for tax purposes. There are actually programs for women in this situation--you might call the YWCA to ask them (one in Grand Rapids had a program for them). They will do job training (help with resumes, interviewing techniques, professional clothing) and help you in those ways.

Financially speaking, you may want to check out DSS and see if you qualify for any temporary financial assistance. Any little bit could help...and if you qualify, they can help with childcare expenses while you work. (I think working and saving some money is going to be your best bet)

Best, best, best wishes my dear Heather! This is going to be hard and quite different than the life you knew--but then again, you already figured that one out, didn't you? smile

hug


Will they help while I am still living with him? FIA wouldn't do a thing, as it was based on his income since I was still living under his roof.

And thank you... I will get through this. It's just ery frustrating when I finally feel like things are going to come together... as when I got that job... and then everything goes to shit again.


Ah, so he hasn't moved out...and you don't have access to your joint financial accounts? (they were frozen, or your ex has hidden it?) No, FIA usually takes household income into account for its programs, so if you're still with him they're going to assume you're reaping the financial benefits of living with him. sad
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Reply #18 posted 01/19/03 12:33pm

AzureStar

AnotherLover2 said:

AzureStar said:

Dauphin said:

Contact your local State run Family Indepentance Agency. They should be able to put you into contact with various organizations that are there for women trying to get out on thier own.

Usually, they can help get low cost housing (apartment) and help with any job seeking or temp placement. I would get a resume together and start looking to work any place you can. Even if you are a cashier at a shopping mart for a month until you nice a nice temp job in an office till you get a full time with benefits job, it's better than nothing. Also, the FIA should be able to help you get welfare and state sponsored child aid (WIC here in Michigan) to help off-set costs.


I swallowed my pride and looked into FIA. They cannot help me in any way until I am out from under his roof. Once I am out, they will help me with certain things, which will be good, it's just getting to the point of being out. He has kicked me out on numerous occasions when he gets angry, but I was given advice that I do not have to leave and that he cannot make me. So, I am thankful that I do have a place to live right now.

I have applied to various places and trust me, I am not being picky. But, I have two children that have to be cared for and I won't be able to afford childcare on my own. He refuses to pay for it. You see my dilema?

I live in Michigan.


I hope you have a good divorce lawyer!



I am my divorce lawyer. I cannot afford one. The papers were filed...hopefully I am a good attorney! smile
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Reply #19 posted 01/19/03 12:34pm

DigitalLisa

Don't even give him that power, he may seem like he controlling but that's all it is, he seems like which ain't true. If your serious about leavining , you might have to run off to some woman's shelter that'll help you get back on your feet, I had a friend who did this and now she's doing okay.
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Reply #20 posted 01/19/03 12:35pm

AzureStar

AnotherLover2 said:

AzureStar said:

AnotherLover2 said:

You are technically what's considered a 'displaced homemaker', a category that the government finally came up with primarily for tax purposes. There are actually programs for women in this situation--you might call the YWCA to ask them (one in Grand Rapids had a program for them). They will do job training (help with resumes, interviewing techniques, professional clothing) and help you in those ways.

Financially speaking, you may want to check out DSS and see if you qualify for any temporary financial assistance. Any little bit could help...and if you qualify, they can help with childcare expenses while you work. (I think working and saving some money is going to be your best bet)

Best, best, best wishes my dear Heather! This is going to be hard and quite different than the life you knew--but then again, you already figured that one out, didn't you? smile

hug


Will they help while I am still living with him? FIA wouldn't do a thing, as it was based on his income since I was still living under his roof.

And thank you... I will get through this. It's just ery frustrating when I finally feel like things are going to come together... as when I got that job... and then everything goes to shit again.


Ah, so he hasn't moved out...and you don't have access to your joint financial accounts? (they were frozen, or your ex has hidden it?) No, FIA usually takes household income into account for its programs, so if you're still with him they're going to assume you're reaping the financial benefits of living with him. sad


When I asked for the divorce last year he went and closed out the personal and business accounts... leaving me no money. He doesn't give me money so there is nothing to save there. He won't move out... I have asked that too.

Exactly... there is no assistance until I am out. Neat, eh?
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Reply #21 posted 01/19/03 12:35pm

AnotherLover2

AzureStar said:

AnotherLover2 said:

AzureStar said:

Dauphin said:

Contact your local State run Family Indepentance Agency. They should be able to put you into contact with various organizations that are there for women trying to get out on thier own.

Usually, they can help get low cost housing (apartment) and help with any job seeking or temp placement. I would get a resume together and start looking to work any place you can. Even if you are a cashier at a shopping mart for a month until you nice a nice temp job in an office till you get a full time with benefits job, it's better than nothing. Also, the FIA should be able to help you get welfare and state sponsored child aid (WIC here in Michigan) to help off-set costs.


I swallowed my pride and looked into FIA. They cannot help me in any way until I am out from under his roof. Once I am out, they will help me with certain things, which will be good, it's just getting to the point of being out. He has kicked me out on numerous occasions when he gets angry, but I was given advice that I do not have to leave and that he cannot make me. So, I am thankful that I do have a place to live right now.

I have applied to various places and trust me, I am not being picky. But, I have two children that have to be cared for and I won't be able to afford childcare on my own. He refuses to pay for it. You see my dilema?

I live in Michigan.


I hope you have a good divorce lawyer!



I am my divorce lawyer. I cannot afford one. The papers were filed...hopefully I am a good attorney! smile


Well, then, I hope you get a good judge who will be fair about splitting the finances/property/etc. Hopefully, Heather, it's just a matter of time before you have a tiny bit of financial room to breathe...
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Reply #22 posted 01/19/03 12:38pm

AzureStar

DigitalLisa said:

Don't even give him that power, he may seem like he controlling but that's all it is, he seems like which ain't true. If your serious about leavining , you might have to run off to some woman's shelter that'll help you get back on your feet, I had a friend who did this and now she's doing okay.


I know... I just hate to do that and I will not leave my kids with him... so I really don't want to have to go that route.

As far as the controlling... I am being strong (or trying to be)... which is very difficult as this man has controlled me for ten years and that's pretty much all I know.
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Reply #23 posted 01/19/03 12:40pm

AzureStar

AnotherLover2 said:

AzureStar said:

AnotherLover2 said:

AzureStar said:

Dauphin said:

Contact your local State run Family Indepentance Agency. They should be able to put you into contact with various organizations that are there for women trying to get out on thier own.

Usually, they can help get low cost housing (apartment) and help with any job seeking or temp placement. I would get a resume together and start looking to work any place you can. Even if you are a cashier at a shopping mart for a month until you nice a nice temp job in an office till you get a full time with benefits job, it's better than nothing. Also, the FIA should be able to help you get welfare and state sponsored child aid (WIC here in Michigan) to help off-set costs.


I swallowed my pride and looked into FIA. They cannot help me in any way until I am out from under his roof. Once I am out, they will help me with certain things, which will be good, it's just getting to the point of being out. He has kicked me out on numerous occasions when he gets angry, but I was given advice that I do not have to leave and that he cannot make me. So, I am thankful that I do have a place to live right now.

I have applied to various places and trust me, I am not being picky. But, I have two children that have to be cared for and I won't be able to afford childcare on my own. He refuses to pay for it. You see my dilema?

I live in Michigan.


I hope you have a good divorce lawyer!



I am my divorce lawyer. I cannot afford one. The papers were filed...hopefully I am a good attorney! smile


Well, then, I hope you get a good judge who will be fair about splitting the finances/property/etc. Hopefully, Heather, it's just a matter of time before you have a tiny bit of financial room to breathe...


No property to divide... we already did that. He really isn't fighting me on anything much really, anything of importance anyway... I'm just glad he isn't fighting me on custody.
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Reply #24 posted 01/19/03 12:41pm

sawatdiikhrap

I hope everything works out for u, and I'm sure it will. Never give up on anything important. heart
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Reply #25 posted 01/19/03 12:43pm

AzureStar

sawatdiikhrap said:

I hope everything works out for u, and I'm sure it will. Never give up on anything important. heart



Thanks, you...

I'm not giving up just yet. smile
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Reply #26 posted 01/19/03 12:48pm

AlfofMelmak

avatar

Damn , azurestar, you're in a bad situation sad
I'm sorry that i can't be of much help to you from my place, but keep the spirits up, my thoughts are with you.

PS. Are your kids going to school yet ? Maybe you can try for a job there.
You don't scare me; i got kids
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Reply #27 posted 01/19/03 12:49pm

sawatdiikhrap

AzureStar said:

sawatdiikhrap said:

I hope everything works out for u, and I'm sure it will. Never give up on anything important. heart



Thanks, you...

I'm not giving up just yet. smile



Glad to hear it. nod

U have to be the nicest person I've spoken to here woot! That'll be worth something in the long run, I'll bet.
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Reply #28 posted 01/19/03 12:56pm

AzureStar

AlfofMelmak said:

Damn , azurestar, you're in a bad situation sad
I'm sorry that i can't be of much help to you from my place, but keep the spirits up, my thoughts are with you.

PS. Are your kids going to school yet ? Maybe you can try for a job there.


I will and thank you... smile

Yes, my son is in school. It's not so much the finding the job... I can do that, it's the child care mess. It will work out.

I was just sitting here trying to figure things out in my mind and realized how difficult this entire thing was for me... nothing but dead ends, and I then I began to wonder how other women did it that were in a similar situation as myself. There is a way... I will find it. smile
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Reply #29 posted 01/19/03 12:57pm

AzureStar

sawatdiikhrap said:

AzureStar said:

sawatdiikhrap said:

I hope everything works out for u, and I'm sure it will. Never give up on anything important. heart



Thanks, you...

I'm not giving up just yet. smile



Glad to hear it. nod

U have to be the nicest person I've spoken to here woot! That'll be worth something in the long run, I'll bet.


You are sweet... thanks... smile

Maybe if I can muster up my "evil" side that will make him pay for child care! wink
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