New topic
Printable| Author | Message |
American Employment Application Forms Is it usual for American companies to ask for information regarding your financial history (such as whether you have any county court judgements or if you have ever been declared bankrupt) even if the job you are applying for has nothing to do with finances, and you would not be dealing with money in any way? I'm not stopping. I haven't even taken my coat off
C'mon and dance while you, while you still have your cherry babe, cherry babe.. www.KerrysCakes.org.uk | |
- E-mail - orgNote -  Report post to moderator |
MrsGoodnight said: Is it usual for American companies to ask for information regarding your financial history (such as whether you have any county court judgements or if you have ever been declared bankrupt) even if the job you are applying for has nothing to do with finances, and you would not be dealing with money in any way?
Yes - especially these days. A prospective employer will almost certainly check out your credit rating. We don’t mourn artists because we knew them. We mourn them because they helped us know ourselves. | |
| - E-mail - orgNote - Report post to moderator |
Genesia said: MrsGoodnight said: Is it usual for American companies to ask for information regarding your financial history (such as whether you have any county court judgements or if you have ever been declared bankrupt) even if the job you are applying for has nothing to do with finances, and you would not be dealing with money in any way?
Yes - especially these days. A prospective employer will almost certainly check out your credit rating. Thanks Genesia, I live in the UK though. Why would a prospective employer need to know an employee's personal credit details? I'm not stopping. I haven't even taken my coat off
C'mon and dance while you, while you still have your cherry babe, cherry babe.. www.KerrysCakes.org.uk | |
| - E-mail - orgNote - Report post to moderator |
MrsGoodnight said: Genesia said: Yes - especially these days. A prospective employer will almost certainly check out your credit rating. Thanks Genesia, I live in the UK though. Why would a prospective employer need to know an employee's personal credit details? yeah!  | |
| - E-mail - orgNote - Report post to moderator |
Because they a) consider it to be an indicator of responsibility. In other words, if your credit record is clean, you probably won't be a messy employee (in any sense of the word "messy"). And b) because they do not want to have to deal with any legal judgments against you. It costs the company time/money if they have to garnish your wages for any reason. We don’t mourn artists because we knew them. We mourn them because they helped us know ourselves. | |
| - E-mail - orgNote - Report post to moderator |
Genesia said: Because they a) consider it to be an indicator of responsibility. In other words, if your credit record is clean, you probably won't be a messy employee (in any sense of the word "messy"). And b) because they do not want to have to deal with any legal judgments against you. It costs the company time/money if they have to garnish your wages for any reason.
what does that mean?  I know you don't mean parsley  | |
| - E-mail - orgNote - Report post to moderator |
Genesia said: Because they a) consider it to be an indicator of responsibility. In other words, if your credit record is clean, you probably won't be a messy employee (in any sense of the word "messy"). And b) because they do not want to have to deal with any legal judgments against you. It costs the company time/money if they have to garnish your wages for any reason.
 Interesting - but in reply I would have to say; a) We've just fought through a recession and I'm extrememly lucky to have a roof over my head and b) in the UK nobody can garnish your wages except government agencies.
A person can not be reasonably judged by their credit rating (especially with the recent global financial crisis). Sounds like a big fat case of 'Big Brother' at work, to me I'm not stopping. I haven't even taken my coat off
C'mon and dance while you, while you still have your cherry babe, cherry babe.. www.KerrysCakes.org.uk | |
| - E-mail - orgNote - Report post to moderator |
ZombieKitten said: Genesia said: Because they a) consider it to be an indicator of responsibility. In other words, if your credit record is clean, you probably won't be a messy employee (in any sense of the word "messy"). And b) because they do not want to have to deal with any legal judgments against you. It costs the company time/money if they have to garnish your wages for any reason.
what does that mean? I know you don't mean parsley It means that if there is a legal judgment against you (ie, if you owe money and are ordered by a court to pay it), the employer is then asked to take the amount out of your paycheck and send it to the proper authorities. We don’t mourn artists because we knew them. We mourn them because they helped us know ourselves. | |
| - E-mail - orgNote - Report post to moderator |
MrsGoodnight said: Genesia said: Because they a) consider it to be an indicator of responsibility. In other words, if your credit record is clean, you probably won't be a messy employee (in any sense of the word "messy"). And b) because they do not want to have to deal with any legal judgments against you. It costs the company time/money if they have to garnish your wages for any reason.
Interesting - but in reply I would have to say; a) We've just fought through a recession and I'm extrememly lucky to have a roof over my head and b) in the UK nobody can garnish your wages except government agencies.
A person can not be reasonably judged by their credit rating (especially with the recent global financial crisis). Sounds like a big fat case of 'Big Brother' at work, to me You wouldn't think that if what was being collected was child support that someone owed you...and that was the only chance you had of getting it. We don’t mourn artists because we knew them. We mourn them because they helped us know ourselves. | |
| - E-mail - orgNote - Report post to moderator |
Genesia said: ZombieKitten said: what does that mean? I know you don't mean parsley It means that if there is a legal judgment against you (ie, if you owe money and are ordered by a court to pay it), the employer is then asked to take the amount out of your paycheck and send it to the proper authorities. oh wow!  | |
| - E-mail - orgNote - Report post to moderator |
I don't know how much this really plays into things with most employers, but I've also heard that some employers view potential employees with lots of debt as being a bigger risk. They're more desperate, so more likely to steal or take incentives, etc. Depending on the position being sought, I could see something like that being a red flag for some employers. | |
| - E-mail - orgNote - Report post to moderator |
Efan said: I don't know how much this really plays into things with most employers, but I've also heard that some employers view potential employees with lots of debt as being a bigger risk. They're more desperate, so more likely to steal or take incentives, etc. Depending on the position being sought, I could see something like that being a red flag for some employers.
it's funny, at my old job, if an applicant had a mortgage we'd be more likely to hire them as someone who would be more likely to stick with the job for more than 6 months to save us advertising AGAIN  but that was back in the 90s, before the desperation  | |
| - E-mail - orgNote - Report post to moderator |
ZombieKitten said: Efan said: I don't know how much this really plays into things with most employers, but I've also heard that some employers view potential employees with lots of debt as being a bigger risk. They're more desperate, so more likely to steal or take incentives, etc. Depending on the position being sought, I could see something like that being a red flag for some employers.
it's funny, at my old job, if an applicant had a mortgage we'd be more likely to hire them as someone who would be more likely to stick with the job for more than 6 months to save us advertising AGAIN but that was back in the 90s, before the desperation I would think a mortgage would be considered good debt, unless it was some really ridiculous one. I've never been involved in a company that screened this way, so I don't know what they do really, but I was thinking it was more like if someone was carrying $50,000 in credit card debt, then they would be risky. | |
| - E-mail - orgNote - Report post to moderator |
Efan said: ZombieKitten said: it's funny, at my old job, if an applicant had a mortgage we'd be more likely to hire them as someone who would be more likely to stick with the job for more than 6 months to save us advertising AGAIN but that was back in the 90s, before the desperation I would think a mortgage would be considered good debt, unless it was some really ridiculous one. I've never been involved in a company that screened this way, so I don't know what they do really, but I was thinking it was more like if someone was carrying $50,000 in credit card debt, then they would be risky. I was just going to say. We don’t mourn artists because we knew them. We mourn them because they helped us know ourselves. | |
| - E-mail - orgNote - Report post to moderator |
Genesia said: Efan said: I would think a mortgage would be considered good debt, unless it was some really ridiculous one. I've never been involved in a company that screened this way, so I don't know what they do really, but I was thinking it was more like if someone was carrying $50,000 in credit card debt, then they would be risky. I was just going to say. true | |
| - E-mail - orgNote - Report post to moderator |