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Reply #30 posted 06/30/08 10:41am

horatio

psychodelicide said:

horatio said:




the key is to not overpay.

realtors will try to tell you that housing prices have not gone down that much.

the best deals are in foreclosures, as long as they are not in crappy neighborhoods. And new construction. I have been considering new construction, even though most new homes a I loath, but there are some that can retain some character, and you can get them down 200,000 off of a listed 500,000 home.
Im also looking into buying land and having a Mies, Farnsworth type home built. An architect I am working will is saying we should be able to achieve it for the around the 300,000 mark. biggrin


I have noticed that realtors (and banks too, for that matter), try to get you to buy a house that may be a bit out of your price range. That seems to be a common occurrence. Foreclosures are very good deals. I would love to be able to actually build a house, but that's not happening in my world. giggle



depending on what is acceptable living space to you, maybe and acre and a small prefab home would be suitable.
there are some kick ass prefab homes available.
maybe a wee-house would suit your fancy. biggrin
http://weehouse.com/flash...index.html
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Reply #31 posted 06/30/08 10:41am

XxAxX

avatar

psychodelicide said:

As most of you know by now, I live in an apartment-style condo, which I really have started to dislike for a number of reasons. Lately, I have been thinking that I would really love to buy a cute little horse on a nice, quiet street. Then I sit here and wonder, "Am I crazy for wanting a horse? Everybody always says that horses cost a lot of money to upkeep, etc. etc. Would I be getting in over my head if I do buy a horse?" I would not be able to buy a horse right now, due to my current financial situation, and with the real estate market being so bad.
. . .

So, am I crazy for having this dream of one day owning a horse?? I know some of you are horseowners here on the org. Is it rough for you financially, do you spend a lot of money of horse repairs/upgrades? That's the one thing I worry about, paying for the maintenance of a horse. Guess I would need to buy a newer horse, or one that has had a lot of upgrades done to it.

Your feedback would be most appreciated. biggrin



i only had time to glance at your post instead of reading it thoroughly but wanted to offer a few tips anyway wink

first off, shouldn't that be 'feedbag' instead of "feedback"?? i mean, forgive me if i read this wrong but a feed bag would be lots more useful when you get your own horse.

and personally, despite the housing crisis and economic tough times i say "throw caution to the winds!" buy that long-dreamed of horse! take riding lessons! you could always live in the stables with your horse and, best of all, you would save a lot of money on gas riding the horse to work.

best of all, horses are quite intelligent and make great animal companions. they don't take up that much room, really, and are great company. although, i don't know HOW you would fit one into your condo. hmmm no matter! good luck with the horse-buying!!!
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Reply #32 posted 06/30/08 10:43am

psychodelicide

avatar

horatio said:

psychodelicide said:



I have noticed that realtors (and banks too, for that matter), try to get you to buy a house that may be a bit out of your price range. That seems to be a common occurrence. Foreclosures are very good deals. I would love to be able to actually build a house, but that's not happening in my world. giggle



depending on what is acceptable living space to you, maybe and acre and a small prefab home would be suitable.
there are some kick ass prefab homes available.
maybe a wee-house would suit your fancy. biggrin
http://weehouse.com/flash...index.html


I wouldn't need an overly huge house. 1200 square feet would suit me fine. biggrin
RIP, mom. I will forever miss and love you.
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Reply #33 posted 06/30/08 10:44am

LleeLlee

XxAxX said:

psychodelicide said:

As most of you know by now, I live in an apartment-style condo, which I really have started to dislike for a number of reasons. Lately, I have been thinking that I would really love to buy a cute little horse on a nice, quiet street. Then I sit here and wonder, "Am I crazy for wanting a horse? Everybody always says that horses cost a lot of money to upkeep, etc. etc. Would I be getting in over my head if I do buy a horse?" I would not be able to buy a horse right now, due to my current financial situation, and with the real estate market being so bad.
. . .

So, am I crazy for having this dream of one day owning a horse?? I know some of you are horseowners here on the org. Is it rough for you financially, do you spend a lot of money of horse repairs/upgrades? That's the one thing I worry about, paying for the maintenance of a horse. Guess I would need to buy a newer horse, or one that has had a lot of upgrades done to it.

Your feedback would be most appreciated. biggrin



i only had time to glance at your post instead of reading it thoroughly but wanted to offer a few tips anyway wink

first off, shouldn't that be 'feedbag' instead of "feedback"?? i mean, forgive me if i read this wrong but a feed bag would be lots more useful when you get your own horse.

and personally, despite the housing crisis and economic tough times i say "throw caution to the winds!" buy that long-dreamed of horse! take riding lessons! you could always live in the stables with your horse and, best of all, you would save a lot of money on gas riding the horse to work.

best of all, horses are quite intelligent and make great animal companions. they don't take up that much room, really, and are great company. although, i don't know HOW you would fit one into your condo. hmmm no matter! good luck with the horse-buying!!!



falloff
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Reply #34 posted 06/30/08 10:44am

psychodelicide

avatar

XxAxX said:

psychodelicide said:

As most of you know by now, I live in an apartment-style condo, which I really have started to dislike for a number of reasons. Lately, I have been thinking that I would really love to buy a cute little horse on a nice, quiet street. Then I sit here and wonder, "Am I crazy for wanting a horse? Everybody always says that horses cost a lot of money to upkeep, etc. etc. Would I be getting in over my head if I do buy a horse?" I would not be able to buy a horse right now, due to my current financial situation, and with the real estate market being so bad.
. . .

So, am I crazy for having this dream of one day owning a horse?? I know some of you are horseowners here on the org. Is it rough for you financially, do you spend a lot of money of horse repairs/upgrades? That's the one thing I worry about, paying for the maintenance of a horse. Guess I would need to buy a newer horse, or one that has had a lot of upgrades done to it.

Your feedback would be most appreciated. biggrin



i only had time to glance at your post instead of reading it thoroughly but wanted to offer a few tips anyway wink

first off, shouldn't that be 'feedbag' instead of "feedback"?? i mean, forgive me if i read this wrong but a feed bag would be lots more useful when you get your own horse.

and personally, despite the housing crisis and economic tough times i say "throw caution to the winds!" buy that long-dreamed of horse! take riding lessons! you could always live in the stables with your horse and, best of all, you would save a lot of money on gas riding the horse to work.

best of all, horses are quite intelligent and make great animal companions. they don't take up that much room, really, and are great company. although, i don't know HOW you would fit one into your condo. hmmm no matter! good luck with the horse-buying!!!


falloff You're so silly. giggle I love horses, they're beautiful animals!
RIP, mom. I will forever miss and love you.
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Reply #35 posted 06/30/08 10:44am

hokie

horatio said:

psychodelicide said:



I have noticed that realtors (and banks too, for that matter), try to get you to buy a house that may be a bit out of your price range. That seems to be a common occurrence. Foreclosures are very good deals. I would love to be able to actually build a house, but that's not happening in my world. giggle



depending on what is acceptable living space to you, maybe and acre and a small prefab home would be suitable.
there are some kick ass prefab homes available.
maybe a wee-house would suit your fancy. biggrin
http://weehouse.com/flash...index.html





eek Those are sooooo cool. Wow.
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Reply #36 posted 06/30/08 10:45am

psychodelicide

avatar

LleeLlee said:

XxAxX said:




i only had time to glance at your post instead of reading it thoroughly but wanted to offer a few tips anyway wink

first off, shouldn't that be 'feedbag' instead of "feedback"?? i mean, forgive me if i read this wrong but a feed bag would be lots more useful when you get your own horse.

and personally, despite the housing crisis and economic tough times i say "throw caution to the winds!" buy that long-dreamed of horse! take riding lessons! you could always live in the stables with your horse and, best of all, you would save a lot of money on gas riding the horse to work.

best of all, horses are quite intelligent and make great animal companions. they don't take up that much room, really, and are great company. although, i don't know HOW you would fit one into your condo. hmmm no matter! good luck with the horse-buying!!!



falloff


giggle
RIP, mom. I will forever miss and love you.
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Reply #37 posted 06/30/08 10:45am

XxAxX

avatar

psychodelicide said:

XxAxX said:




i only had time to glance at your post instead of reading it thoroughly but wanted to offer a few tips anyway wink

first off, shouldn't that be 'feedbag' instead of "feedback"?? i mean, forgive me if i read this wrong but a feed bag would be lots more useful when you get your own horse.

and personally, despite the housing crisis and economic tough times i say "throw caution to the winds!" buy that long-dreamed of horse! take riding lessons! you could always live in the stables with your horse and, best of all, you would save a lot of money on gas riding the horse to work.

best of all, horses are quite intelligent and make great animal companions. they don't take up that much room, really, and are great company. although, i don't know HOW you would fit one into your condo. hmmm no matter! good luck with the horse-buying!!!


falloff You're so silly. giggle I love horses, they're beautiful animals!


giggle
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Reply #38 posted 06/30/08 10:46am

psychodelicide

avatar

XxAxX said:

psychodelicide said:



falloff You're so silly. giggle I love horses, they're beautiful animals!


giggle




mr.green
RIP, mom. I will forever miss and love you.
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Reply #39 posted 06/30/08 10:47am

psychodelicide

avatar

hokie said:

horatio said:




depending on what is acceptable living space to you, maybe and acre and a small prefab home would be suitable.
there are some kick ass prefab homes available.
maybe a wee-house would suit your fancy. biggrin
http://weehouse.com/flash...index.html





eek Those are sooooo cool. Wow.


nod
RIP, mom. I will forever miss and love you.
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Reply #40 posted 06/30/08 10:50am

LleeLlee

How about this?

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Reply #41 posted 06/30/08 10:55am

psychodelicide

avatar

LleeLlee said:

How about this?



giggle That kinda reminds me of the Flintstone's house. giggle
RIP, mom. I will forever miss and love you.
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Reply #42 posted 06/30/08 10:55am

horatio

hokie said:

horatio said:




depending on what is acceptable living space to you, maybe and acre and a small prefab home would be suitable.
there are some kick ass prefab homes available.
maybe a wee-house would suit your fancy. biggrin
http://weehouse.com/flash...index.html





eek Those are sooooo cool. Wow.



this is what I want biggrin
http://www.farnsworthhous.../index.htm
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Reply #43 posted 06/30/08 10:56am

horatio

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Reply #44 posted 06/30/08 10:56am

psychodelicide

avatar

horatio said:

hokie said:






eek Those are sooooo cool. Wow.



this is what I want biggrin
http://www.farnsworthhous.../index.htm


Lots of windows on that house. I love windows, they let the natural light come in.
[Edited 6/30/08 10:57am]
RIP, mom. I will forever miss and love you.
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Reply #45 posted 06/30/08 11:09am

XxAxX

avatar

LleeLlee said:

How about this?




nifty!!!
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Reply #46 posted 06/30/08 11:25am

hokie

horatio said:

hokie said:






eek Those are sooooo cool. Wow.



this is what I want biggrin
http://www.farnsworthhous.../index.htm




You can rent it for private parties! eek



drool
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Reply #47 posted 06/30/08 11:35am

psychodelicide

avatar

hokie said:

horatio said:





You can rent it for private parties! eek



drool


cool thumbs up!
RIP, mom. I will forever miss and love you.
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Reply #48 posted 06/30/08 2:02pm

butterfli25

avatar

hokie said:

psychodelicide said:



Thanks for the suggestion about getting maintenance insurance, I never even knew that it existed. It's nice that your hubby is good at fixing things. My dad is the same way, in fact, anytime anything needs fixing here, I call him. But my dad will not be around forever, so I probably would need maintenance insurance.




When we bought our house the seller included a home warranty. Don't know if that's what you're talking about but it covers major stuff and only costs about $400-$500 a year. There is a deductible. There are different plans so you can choose the one that suits you best.


yeah that's it!
but the one my neighbor has was after market, she shopped around some so it wasn't put in with the price of the home, it's a yearly fee like insurance.
[Edited 6/30/08 14:08pm]
butterfly
We all should know that diversity makes for a rich tapestry, and we must understand that all the threads of the tapestry are equal in value no matter what their color.
Maya Angelou
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Reply #49 posted 06/30/08 2:10pm

psychodelicide

avatar

butterfli25 said:

hokie said:





When we bought our house the seller included a home warranty. Don't know if that's what you're talking about but it covers major stuff and only costs about $400-$500 a year. There is a deductible. There are different plans so you can choose the one that suits you best.


yeah that's it!
but the one my neighbor has was after market, she shopped around some so it wasn't put in with the price of the home, it's a yearly fee like insurance.
[Edited 6/30/08 14:08pm]


Your neighbor was smart to shop around like that, to find the best rate.
RIP, mom. I will forever miss and love you.
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Reply #50 posted 06/30/08 3:01pm

2freaky4church
1

avatar

Will it be a purple house?
All you others say Hell Yea!! woot!
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Reply #51 posted 06/30/08 3:48pm

psychodelicide

avatar

2freaky4church1 said:

Will it be a purple house?


falloff No, but I can think of a couple of orgers who probably would buy a house and paint it purple, if it wasn't already that color. lol
RIP, mom. I will forever miss and love you.
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Reply #52 posted 06/30/08 11:19pm

prb

avatar

psychodelicide said:

2freaky4church1 said:

Will it be a purple house?


falloff No, but I can think of a couple of orgers who probably would buy a house and paint it purple, if it wasn't already that color. lol

lurking

j/k

no- ur not crazy 4 wanting to buy a house.
But dont put urself into debt just to do it. painful neighbours or not- ur in a position lots of ppl would love to be in.

i think i'll be renting 4 eva sigh

hug
[Edited 6/30/08 23:20pm]
seems that i was busy doing something close to nothing, but different than the day before music beret
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Reply #53 posted 07/01/08 12:19am

Flowerz

i say buy yourself a house... nothing like having your own, if u're able to do it, yes buy a house..
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Reply #54 posted 07/01/08 3:45am

psychodelicide

avatar

prb said:

psychodelicide said:



falloff No, but I can think of a couple of orgers who probably would buy a house and paint it purple, if it wasn't already that color. lol

lurking

j/k

no- ur not crazy 4 wanting to buy a house.
But dont put urself into debt just to do it. painful neighbours or not- ur in a position lots of ppl would love to be in.

i think i'll be renting 4 eva sigh

hug
[Edited 6/30/08 23:20pm]


hug Renting sounds like a pain in the butt!
RIP, mom. I will forever miss and love you.
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Reply #55 posted 07/01/08 3:46am

psychodelicide

avatar

Flowerz said:

i say buy yourself a house... nothing like having your own, if u're able to do it, yes buy a house..


Thanks! biggrin It will be awhile yet, and it's going to take time to save up enough money, but it's something I really want right now.
RIP, mom. I will forever miss and love you.
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Reply #56 posted 07/01/08 11:05am

morningsong

When you have the money it's the most wonderful thing, when you're broke it's a white elephant. It's all about the money, the time and effort you want to invest, to a life time commitment.
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Reply #57 posted 07/01/08 11:10am

psychodelicide

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morningsong said:

When you have the money it's the most wonderful thing, when you're broke it's a white elephant. It's all about the money, the time and effort you want to invest, to a life time commitment.


nod Yes you are absolutely correct. smile
RIP, mom. I will forever miss and love you.
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Reply #58 posted 07/01/08 12:34pm

horatio

another thing you can look into is an even trade for your condo for someone's home. this is common place.
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Reply #59 posted 07/01/08 2:02pm

psychodelicide

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horatio said:

another thing you can look into is an even trade for your condo for someone's home. this is common place.


Great tip, but I honestly don't think it will work. My condo is not worth that much (a condo like mine will only sell for $55,000 to $58,000). And there are no decent homes that go for that price, unless if you buy a junkie house in a bad neighborhood. Which I simply am not going to do. smile
RIP, mom. I will forever miss and love you.
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