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PrintableI suppose any service would have a fee, in this case it would be unfair the recipient gets charged since he isn't a "merchant" or anything  | |
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ZombieKitten said: I suppose any service would have a fee, in this case it would be unfair the recipient gets charged since he isn't a "merchant" or anything
i cant remember, but isnt that how wester union is? wired money? | |
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ZombieKitten said: horatio said: when you buy from ebay the person listing the item gets charged for the listing of the item and for a percentage of the final price it sells for. If you decide to pay for the item you won on ebay with paypal which ebay highly advocates, then the person receiving the payment also gets charged by paypal. Thats why sometimes the person listing will tac on an extra charge in the --'handling'--/shipping department to cover the cost of you paying them what they would lose for you using paypal. Its not uncommon, in fact I would say its highly likely, it would just make good sense that even an item purchased by you out side of ebay, but paid through paypal likly has the added charge already calculated in its total cost, unknown to you. 
[Edited 6/17/08 18:54pm] I understand all the eBay stuff 
OK, here is the scenario  I sent a friend overseas $25 I owed them (there was no set "price" so to speak, I owed him $25 so that is what I sent him, so he got charged for it?  I will have to ask him how much he actually got. I just thought it would be an easier way than wiring money or something, since it was international.yes, he got charged i believe 5%, if you used paypal to pay him. He got charged something. | |
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horatio said: ZombieKitten said: I suppose any service would have a fee, in this case it would be unfair the recipient gets charged since he isn't a "merchant" or anything
i cant remember, but isnt that how wester union is? wired money? dunno  never tried it - I've seen on TV how people have to go into a western union office to do it, so I thought that looks like too much hassle, but it can probably be done online nowadays
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horatio said: ZombieKitten said: I understand all the eBay stuff
OK, here is the scenario I sent a friend overseas $25 I owed them (there was no set "price" so to speak, I owed him $25 so that is what I sent him, so he got charged for it? I will have to ask him how much he actually got. I just thought it would be an easier way than wiring money or something, since it was international.yes, he got charged i believe 5%, if you used paypal to pay him. He got charged something. bastards!!!!  I will have to send him some more money now | |
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ZombieKitten said: horatio said: yes, he got charged i believe 5%, if you used paypal to pay him. He got charged something. bastards!!!! I will have to send him some more money now | |
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horatio said: ZombieKitten said: bastards!!!! I will have to send him some more money nowfuck it, it might be cheaper to fly to NY and hand him cash  | |
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JessieJ said: theodore said: I'M SCARED OF SHOPPING ONLINE
WHY?! Oh and do most of my shopping online. I fucking hate going to the store
[Edited 6/17/08 18:39pm] I'M JUST OVERLY PARANOID  | |
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horatio said: ZombieKitten said: I understand all the eBay stuff
OK, here is the scenario I sent a friend overseas $25 I owed them (there was no set "price" so to speak, I owed him $25 so that is what I sent him, so he got charged for it? I will have to ask him how much he actually got. I just thought it would be an easier way than wiring money or something, since it was international.yes, he got charged i believe 5%, if you used paypal to pay him. He got charged something. it's been awhile since i had to be aware of the distinction, but doesn't paypal only charge if you, as the seller, accept credit card payments? i think it is (or used to be) free if you go the e-check route via paypal. or maybe i'm mis-remembering. added the option (for the fees) to allow credit card payments a long time ago, just to avoid the hassle of having to tell people i didn't accept them. I'm missing my best friend Yes it was Incredible There's no reason to pretend | |
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Xcalibre said: horatio said: yes, he got charged i believe 5%, if you used paypal to pay him. He got charged something. it's been awhile since i had to be aware of the distinction, but doesn't paypal only charge if you, as the seller, accept credit card payments? i think it is (or used to be) free if you go the e-check route via paypal. or maybe i'm mis-remembering. added the option (for the fees) to allow credit card payments a long time ago, just to avoid the hassle of having to tell people i didn't accept them. someone recently sent me an echeck and I got charged 20 dollars as the recipient. this was for something like 500 dollars which isnt much until you add that I got chargeed for listing with ebay and for the final value, add the charge for echeck through payapl and its around 100.00  [Edited 6/17/08 20:44pm] | |
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horatio said: Xcalibre said: it's been awhile since i had to be aware of the distinction, but doesn't paypal only charge if you, as the seller, accept credit card payments? i think it is (or used to be) free if you go the e-check route via paypal. or maybe i'm mis-remembering. added the option (for the fees) to allow credit card payments a long time ago, just to avoid the hassle of having to tell people i didn't accept them. someone recently sent me an echeck and I got charged 20 dollars as the recipient. this was for something like 500 dollars what is an echeck? | |
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ZombieKitten said: horatio said: someone recently sent me an echeck and I got charged 20 dollars as the recipient. this was for something like 500 dollars what is an echeck? i dont really know, i just know that is how i got paid last time through paypal. i was suspicious about it at first. but i have seen the green logo/box to click on for it before. | |
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horatio said: ZombieKitten said: what is an echeck? i dont really know, i just know that is how i got paid last time through paypal. i was suspicious about it at first. but i have seen the green logo/box to click on for it before. "You sent a request for money to someone and the payment came back in the form of an eCheck. What is an eCheck, and how does it differ from an instant PayPal payment? In the same way that Quasi-cash is the equivalent of cash in the physical (as opposed to online) world, eChecks are the digital counterpoints of the pieces of paper found in a checkbook. When someone sends you an eCheck as payment, the funds won't be deposited into your account for three or four days (however long it takes for the eCheck to clear). To send an eCheck, in response to an invoice or Money Request, you need to have a bank (checking or savings) account linked to your PayPal account. " | |
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ZombieKitten said: horatio said: i dont really know, i just know that is how i got paid last time through paypal. i was suspicious about it at first. but i have seen the green logo/box to click on for it before. "You sent a request for money to someone and the payment came back in the form of an eCheck. What is an eCheck, and how does it differ from an instant PayPal payment? In the same way that Quasi-cash is the equivalent of cash in the physical (as opposed to online) world, eChecks are the digital counterpoints of the pieces of paper found in a checkbook. When someone sends you an eCheck as payment, the funds won't be deposited into your account for three or four days (however long it takes for the eCheck to clear). To send an eCheck, in response to an invoice or Money Request, you need to have a bank (checking or savings) account linked to your PayPal account. " yeah it does take a few days for it to clear, but it really didnt seem to take any longer than a card payment. | |
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horatio said: ZombieKitten said: "You sent a request for money to someone and the payment came back in the form of an eCheck. What is an eCheck, and how does it differ from an instant PayPal payment? In the same way that Quasi-cash is the equivalent of cash in the physical (as opposed to online) world, eChecks are the digital counterpoints of the pieces of paper found in a checkbook. When someone sends you an eCheck as payment, the funds won't be deposited into your account for three or four days (however long it takes for the eCheck to clear). To send an eCheck, in response to an invoice or Money Request, you need to have a bank (checking or savings) account linked to your PayPal account. " yeah it does take a few days for it to clear, but it really didnt seem to take any longer than a card payment. card payment as in someone paying with a pay pal linked to their credit card? | |
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ZombieKitten said: https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees-outside
I should have just looked on here   | |
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Anxiety said: CarrieMpls said: I have a Visa check card. I don't think they even offer debit cards in the state of Minnesota. But Visa check cards are basically the same thing only better; it draws directly from your checking account and is accepted anywhere in the world Visa is.
that's the exact same thing as a debit card, isn't it? i had a visa "check card" thingie when i lived in chicago, and i think my card said "debit". i think it's all just a matter of what we call it from state to state. then again, i don't know much about money or banking stuff other than how to overdraw from my account. i'm good at that. When debit cards were first introduced, they were often only for local markets. When I lived in Wisconsin, I had a debit card that could draw cash from an atm or be used at certain local businesses, but wasn't accepted as a Visa (it was a different network) so could really only be used locally. I guess they're probably all Visa now. But you'll notice, for example, that when you run your card yourself at, say, the grocery store you have the option of choosing "debit" or "credit". No one in the state of Minnesota uses the debit option. It's only there cause the devices are made for national use. So they're essentially the same. But they're different too. |
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I usually use PayPal. I think it's the safest way to go. | |
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theodore said: I'M SCARED OF SHOPPING ONLINE
me too- if i see something on ebay i like- i get my sister to bid- i give her a limit- and she sticks to it. and then i'll only buy if i can use direct deposit- or she does paypal- and i deposit $ into her a/c seems that i was busy doing something close to nothing, but different than the day before   | |
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luv4u said: hokie said: I always pay with a credit card. Why do you prefer debit? As for what sites allow you to use a debit card I don't know.
You get to access your bank and pay. That way it's paid for already no credit bill to pay off at the end of the month. I keep a copy of the bank transactions and the emails for shipping information. I didn't know debit was an option as online payment. PayPal is a good payment method, and credit card too. Those are the most protect methods that I know. I finally managed to verify my PayPal account. But since I'm broke, it doesn't really matter. I used Western Union in the past, when I lived in Israel, since there was no option to verify a PayPal account and since I don't use credit cards. But the charge is high and there's no protection. Luckily I landed on honest sales. | |
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theodore said: JessieJ said: WHY?! Oh and do most of my shopping online. I fucking hate going to the store
[Edited 6/17/08 18:39pm] I'M JUST OVERLY PARANOID Well, anyone who gets a hold on your card can misuse it. So it doesn't matter if it's online or not. Think about when ordering pizza, and you give the guy your credit card number. | |
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When paying for winning auctions on eBay, I use PayPal. If it's anything else, though, I use my debit card.
And eBay + PayPal = SCAM! First I get charged eBay fees for selling something there, then they charge me again for having someone pay me through PayPal when it's the same damn company! I'm having people pay me in money orders from now on. | |
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TMPletz said: When paying for winning auctions on eBay, I use PayPal. If it's anything else, though, I use my debit card.
And eBay + PayPal = SCAM! First I get charged eBay fees for selling something there, then they charge me again for having someone pay me through PayPal when it's the same damn company! I'm having people pay me in money orders from now on. Well, it's the same company but different services. But it's true, it sucks to be charged twice for one sale. Now that my PayPal works, I'm going to start selling stuff. I have some used underwear that I'm not using anymore. | |
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prb said: theodore said: I'M SCARED OF SHOPPING ONLINE
me too- if i see something on ebay i like- i get my sister to bid- i give her a limit- and she sticks to it. and then i'll only buy if i can use direct deposit- or she does paypal- and i deposit $ into her a/c  | |
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ArielB said: theodore said: I'M JUST OVERLY PARANOID Well, anyone who gets a hold on your card can misuse it. So it doesn't matter if it's online or not. Think about when ordering pizza, and you give the guy your credit card number. I don't even have a credit card, though
But that's why I'd rather not use my mom's. [Edited 6/18/08 9:27am] | |
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ArielB said: I finally managed to verify my PayPal account. But since I'm broke, it doesn't really matter. I used Western Union in the past, when I lived in Israel, since there was no option to verify a PayPal account and since I don't use credit cards. But the charge is high and there's no protection. Luckily I landed on honest sales. How did you manage to do that??? I've had a hell of a time trying to verify my PayPal account. It don't like my bank information.  
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