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Online Shopping What sort of payment do you use??
I would rather use debit. Will online shopping sites accept debit payments? Makes more sense than paying with credit card. Discuss..... 
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I have a Visa check card. I don't think they even offer debit cards in the state of Minnesota. But Visa check cards are basically the same thing only better; it draws directly from your checking account and is accepted anywhere in the world Visa is. |
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I always pay with a credit card. Why do you prefer debit? As for what sites allow you to use a debit card I don't know. | |
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depends on what the site is
paypal usually works fine for something and i use my debt or AMX usually best in situations like ebay or other for sale by owner listings other more high profile places I will use credit card like 1stdibs.com unicahome.com or themagazine.info of course you can call them direct over the phone too | |
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I use debit,or credit I have been hooked for shopping online for 7 yrs now. You can pay me to go in a store and the time it saves me is great!!! My fave sites are Amazon, Home Shopping Network, J C Penny, Payless Shoes and Women Within(Layne Bryant). | |
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i agree luv a debit card is best unless they take paypal, onily because ur money is protected with paypal | |
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RipPoPtheregoMYTOP said: i agree luv a debit card is best unless they take paypal, onily because ur money is protected with paypal
typically credit cards are protected too | |
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hokie said: I always pay with a credit card. Why do you prefer debit? As for what sites allow you to use a debit card I don't know.
You get to access your bank and pay. That way it's paid for already no credit bill to pay off at the end of the month. I keep a copy of the bank transactions and the emails for shipping information.
Ohh purple joy oh purple bliss oh purple rapture! REAL MUSIC by REAL MUSICIANS - Prince "I kind of wish there was a reason for Prince to make the site crash more" ~~ Ben |
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I use my visa debit card most always
or I use paypal and pay it off every month | |
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horatio said: RipPoPtheregoMYTOP said: i agree luv a debit card is best unless they take paypal, onily because ur money is protected with paypal
typically credit cards are protected too yup  | |
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luv4u said: hokie said: I always pay with a credit card. Why do you prefer debit? As for what sites allow you to use a debit card I don't know.
You get to access your bank and pay. That way it's paid for already no credit bill to pay off at the end of the month. I keep a copy of the bank transactions and the emails for shipping information. and thats y i like debit cards and paypal best NO INTREST!!!!! | |
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I used my check card, but I didn't really feel comfortable doing that
...and I bought my mp3 player off ebay witha money order  If you will, so will I | |
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CarrieMpls said: I have a Visa check card. I don't think they even offer debit cards in the state of Minnesota. But Visa check cards are basically the same thing only better; it draws directly from your checking account and is accepted anywhere in the world Visa is.
that's the exact same thing as a debit card, isn't it? i had a visa "check card" thingie when i lived in chicago, and i think my card said "debit". i think it's all just a matter of what we call it from state to state. then again, i don't know much about money or banking stuff other than how to overdraw from my account. i'm good at that. | |
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I don't have a credit card, so I always use my debit card.  | |
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I'M SCARED OF SHOPPING ONLINE | |
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RipPoPtheregoMYTOP said: luv4u said: You get to access your bank and pay. That way it's paid for already no credit bill to pay off at the end of the month. I keep a copy of the bank transactions and the emails for shipping information. and thats y i like debit cards and paypal best NO INTREST!!!!! Agreed
Ohh purple joy oh purple bliss oh purple rapture! REAL MUSIC by REAL MUSICIANS - Prince "I kind of wish there was a reason for Prince to make the site crash more" ~~ Ben |
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horatio said: RipPoPtheregoMYTOP said: i agree luv a debit card is best unless they take paypal, onily because ur money is protected with paypal
typically credit cards are protected too I love that about paypal my dad thinks paypal is the best invention in the world  | |
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luv4u said: RipPoPtheregoMYTOP said: and thats y i like debit cards and paypal best NO INTREST!!!!! Agreed paypal isnt always so great because I have figured out that the people you are buying from figure in how much its going to cost them for you using paypal to pay them. I think its something like 5% they tack on to you final total.  | |
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ZombieKitten said: horatio said: typically credit cards are protected too I love that about paypal my dad thinks paypal is the best invention in the world I've never brought anything online ....not even sure how to go about it lol  | |
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EvilAlthom said: ZombieKitten said: I love that about paypal my dad thinks paypal is the best invention in the world I've never brought anything online ....not even sure how to go about it lol first you send me your check card information in a an email along with your full name and current address. and the 4 digit number on the back of the card and expiration date. that can get you started  | |
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horatio said: luv4u said: Agreed paypal isnt always so great because I have figured out that the people you are buying from figure in how much its going to cost them for you using paypal to pay them. I think its something like 5% they tack on to you final total. is that always? like I sent someone some money with paypal, does that mean he didn't get all of it? they took 5% out of it?  | |
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horatio said: EvilAlthom said: I've never brought anything online ....not even sure how to go about it lol first you send me your check card information in a an email along with your full name and current address. and the 4 digit number on the back of the card and expiration date. that can get you started  | |
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ZombieKitten said: horatio said: paypal isnt always so great because I have figured out that the people you are buying from figure in how much its going to cost them for you using paypal to pay them. I think its something like 5% they tack on to you final total. is that always? like I sent someone some money with paypal, does that mean he didn't get all of it? they took 5% out of it? yes, when it gets transfered to his funds they take that out. Paypal is owned by Ebay, so they get paid from everything that happens on the Ebay site and the transaction through Paypal. Its disgusting. | |
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Paypal!!! I just bought a CD recorded by an orger and used Paypal. They take it in so many more places than they used to. And, like Mach said, pay it off every month. I don't leave money in there when I sell on ebay though. I transfer that into my checking account as soon as I can. Music is the language of the spirit. It opens the secret of life bringing peace, abolishing strife. --Kahlil Gibran | |
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theodore said: I'M SCARED OF SHOPPING ONLINE
WHY?! Oh and do most of my shopping online. I fucking hate going to the store [Edited 6/17/08 18:39pm] | |
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horatio said: ZombieKitten said: is that always? like I sent someone some money with paypal, does that mean he didn't get all of it? they took 5% out of it? yes, when it gets transfered to his funds they take that out. Paypal is owned by Ebay, so they get paid from everything that happens on the Ebay site and the transaction through Paypal. Its disgusting. who is "they"? eBay or paypal? cause I'm thinking in particular about a transaction I made outside of eBay | |
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ZombieKitten said: horatio said: yes, when it gets transfered to his funds they take that out. Paypal is owned by Ebay, so they get paid from everything that happens on the Ebay site and the transaction through Paypal. Its disgusting. who is "they"? eBay or paypal? cause I'm thinking in particular about a transaction I made outside of eBay Ebay and Paypal are owned by the same people/person. | |
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horatio said: ZombieKitten said: who is "they"? eBay or paypal? cause I'm thinking in particular about a transaction I made outside of eBay Ebay and Paypal are owned by the same people/person. but what I am trying to say, is do they take money out just for the convenience of using paypal or only when you make a purchase through eBay  (sorry, explain it as you would to a child  ) | |
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ZombieKitten said: horatio said: Ebay and Paypal are owned by the same people/person. but what I am trying to say, is do they take money out just for the convenience of using paypal or only when you make a purchase through eBay (sorry, explain it as you would to a child )when you buy from ebay the person listing the item gets charged for the listing of the item and for a percentage of the final price it sells for. If you decide to pay for the item you won on ebay with paypal which ebay highly advocates, then the person receiving the payment also gets charged by paypal. Thats why sometimes the person listing will tac on an extra charge in the --'handling'--/shipping department to cover the cost of you paying them what they would lose for you using paypal. Its not uncommon, in fact I would say its highly likely, it would just make good sense that even an item purchased by you out side of ebay, but paid through paypal likly has the added charge already calculated in its total cost, unknown to you. [Edited 6/17/08 18:54pm] | |
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horatio said: ZombieKitten said: but what I am trying to say, is do they take money out just for the convenience of using paypal or only when you make a purchase through eBay (sorry, explain it as you would to a child )when you buy from ebay the person listing the item gets charged for the listing of the item and for a percentage of the final price it sells for. If you decide to pay for the item you won on ebay with paypal which ebay highly advocates, then the person receiving the payment also gets charged by paypal. Thats why sometimes the person listing will tac on an extra charge in the --'handling'--/shipping department to cover the cost of you paying them what they would lose for you using paypal. Its not uncommon, in fact I would say its highly likely, it would just make good sense that even an item purchased by you out side of ebay, but paid through paypal likly has the added charge already calculated in its total cost, unknown to you.
[Edited 6/17/08 18:54pm] I understand all the eBay stuff 
OK, here is the scenario I sent a friend overseas $25 I owed them (there was no set "price" so to speak, I owed him $25 so that is what I sent him, so he got charged for it?  I will have to ask him how much he actually got. I just thought it would be an easier way than wiring money or something, since it was international. | |
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