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Financial Goals I went to a property seminar last night .....and over the next few days I have to think about what my financial goals are and the time frame I want to do it in.....
So what are ur financial goals...is it ...to buy your first home, pay off your home, buy an investment property or 2 or 3 etc... Play the share market? Retire at a certain age, retire with a certain amount of money .....or do u simply want to pay off debt and know u have a wage coming in each week? | |
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Imago get ur arse in here...I really want to hear ur opinion/answers on this!! | |
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Ocean , girl you are fine as hell!
Who needs goals if you're a hot piece of snatch! | |
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Imago said: Ocean , girl you are fine as hell!
Who needs goals if you're a hot piece of snatch!  Dan!!!!!  | |
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#1. Buy Property. It doesnt matter if you're in a recession or property value is going down right now. Just do it. Long term, it will earn you more money than almost all your other investments. So don't rent--own.
#2. Try to own your car for at least 5 to 7 years. That way you'll have a couple of years with no car payment. Buy used if you can (I can't buy used. I just can't  ). A couple of years with no car payment will save you TONS of money, even if you have to pay for maintenance and repairs.
#3. Try not to buy too many things that depreciate in value. If you're going to spend money on major purchases, look for things that go up in value whenever possible. For example, there are actual models of Harley motorcycles that go up in value over time--consider a model that appreciates if you want a bike. Buy property instead of expensive boats, etc. etc. Property ALWAYS earns you money if you buy in the right places. #4. Pay off as much debt as you can. There's little point in saving if you owe more than you save. All financial analyst will tell you that. But it's true. Pay off your debt as quickly as possible---specifically credit cards. #5. Don't own too many pets. They are VERY costly. If you own more than one, pick your favorite and euthanize the rest. If it's legal in your country, consider that with children too if they suck up too much food and heat. #6. Clip coupons. They save hundreds a year. #7. Mary Asian men. You will NOT regret it. | |
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Imago said: #1. Buy Property. It doesnt matter if you're in a recession or property value is going down right now. Just do it. Long term, it will earn you more money than almost all your other investments. So don't rent--own.
#2. Try to own your car for at least 5 to 7 years. That way you'll have a couple of years with no car payment. Buy used if you can (I can't buy used. I just can't ). A couple of years with no car payment will save you TONS of money, even if you have to pay for maintenance and repairs.
#3. Try not to buy too many things that depreciate in value. If you're going to spend money on major purchases, look for things that go up in value whenever possible. For example, there are actual models of Harley motorcycles that go up in value over time--consider a model that appreciates if you want a bike. Buy property instead of expensive boats, etc. etc. Property ALWAYS earns you money if you buy in the right places. #4. Pay off as much debt as you can. There's little point in saving if you owe more than you save. All financial analyst will tell you that. But it's true. Pay off your debt as quickly as possible---specifically credit cards. #5. Don't own too many pets. They are VERY costly. If you own more than one, pick your favorite and euthanize the rest. If it's legal in your country, consider that with children too if they suck up too much food and heat. #6. Clip coupons. They save hundreds a year. #7. Mary Asian men. You will NOT regret it. um that one kinda puts u out of the running for number 7 
Ok all good points .....but what r ur goals? [Edited 3/17/08 15:46pm] | |
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Imago said: #1. Buy Property. It doesnt matter if you're in a recession or property value is going down right now. Just do it. Long term, it will earn you more money than almost all your other investments. So don't rent--own.
#2. Try to own your car for at least 5 to 7 years. That way you'll have a couple of years with no car payment. Buy used if you can (I can't buy used. I just can't ). A couple of years with no car payment will save you TONS of money, even if you have to pay for maintenance and repairs.
#3. Try not to buy too many things that depreciate in value. If you're going to spend money on major purchases, look for things that go up in value whenever possible. For example, there are actual models of Harley motorcycles that go up in value over time--consider a model that appreciates if you want a bike. Buy property instead of expensive boats, etc. etc. Property ALWAYS earns you money if you buy in the right places. #4. Pay off as much debt as you can. There's little point in saving if you owe more than you save. All financial analyst will tell you that. But it's true. Pay off your debt as quickly as possible---specifically credit cards. #5. Don't own too many pets. They are VERY costly. If you own more than one, pick your favorite and euthanize the rest. If it's legal in your country, consider that with children too if they suck up too much food and heat. #6. Clip coupons. They save hundreds a year. #7. Mary Asian men. You will NOT regret it.  | |
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my sole goal is to earn more than my SO can spend | |
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Ocean said: Imago said: #1. Buy Property. It doesnt matter if you're in a recession or property value is going down right now. Just do it. Long term, it will earn you more money than almost all your other investments. So don't rent--own.
#2. Try to own your car for at least 5 to 7 years. That way you'll have a couple of years with no car payment. Buy used if you can (I can't buy used. I just can't ). A couple of years with no car payment will save you TONS of money, even if you have to pay for maintenance and repairs.
#3. Try not to buy too many things that depreciate in value. If you're going to spend money on major purchases, look for things that go up in value whenever possible. For example, there are actual models of Harley motorcycles that go up in value over time--consider a model that appreciates if you want a bike. Buy property instead of expensive boats, etc. etc. Property ALWAYS earns you money if you buy in the right places. #4. Pay off as much debt as you can. There's little point in saving if you owe more than you save. All financial analyst will tell you that. But it's true. Pay off your debt as quickly as possible---specifically credit cards. #5. Don't own too many pets. They are VERY costly. If you own more than one, pick your favorite and euthanize the rest. If it's legal in your country, consider that with children too if they suck up too much food and heat. #6. Clip coupons. They save hundreds a year. #7. Mary Asian men. You will NOT regret it. um that one kinda put u out the running for number 7
Ok all good points .....but what r ur goals? Reach 100k yearly pay in the next 2 years (before Im 40 definately). Retire around 55 or sooner if I can pull it off. Be Debt free by 45. Try and obtain at least an extra inch on my penis through surgery depending on the risks involved in the extension. | |
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One4All4Ever said: Imago said: #1. Buy Property. It doesnt matter if you're in a recession or property value is going down right now. Just do it. Long term, it will earn you more money than almost all your other investments. So don't rent--own.
#2. Try to own your car for at least 5 to 7 years. That way you'll have a couple of years with no car payment. Buy used if you can (I can't buy used. I just can't ). A couple of years with no car payment will save you TONS of money, even if you have to pay for maintenance and repairs.
#3. Try not to buy too many things that depreciate in value. If you're going to spend money on major purchases, look for things that go up in value whenever possible. For example, there are actual models of Harley motorcycles that go up in value over time--consider a model that appreciates if you want a bike. Buy property instead of expensive boats, etc. etc. Property ALWAYS earns you money if you buy in the right places. #4. Pay off as much debt as you can. There's little point in saving if you owe more than you save. All financial analyst will tell you that. But it's true. Pay off your debt as quickly as possible---specifically credit cards. #5. Don't own too many pets. They are VERY costly. If you own more than one, pick your favorite and euthanize the rest. If it's legal in your country, consider that with children too if they suck up too much food and heat. #6. Clip coupons. They save hundreds a year. #7. Mary Asian men. You will NOT regret it. [Edited 3/17/08 15:41pm] | |
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One4All4Ever said: my sole goal is to earn more than my SO can spend
 | |
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1. To live comfortably... No fnancial worries and feel peaceful and happy within myself.
2. To be secure not just financially, but secure in my knowledge and experience help others acheive the same. 3. To have a residual income that grows no matter what, past retirement... old age and beyond. The steps are in place to achieve all the above  Now comes the work
  I have a firm grip on reality...Maybe just not this reality   |
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Imago said: Ocean said: um that one kinda put u out the running for number 7
Ok all good points .....but what r ur goals? Reach 100k yearly pay in the next 2 years (before Im 40 definately). Retire around 55 or sooner if I can pull it off. Be Debt free by 45. Try and obtain at least an extra inch on my penis through surgery depending on the risks involved in the extension. So when u retire ur goal is to be debt free and own ur home..... What r u planning on retiring on? Or do u just plan to save some of the 100k a year for retirement? oh and hun..don't waste time...borrow the money for the penis enlargement ...that will appreciate not depreciate | |
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Ocean said: Imago said: Reach 100k yearly pay in the next 2 years (before Im 40 definately). Retire around 55 or sooner if I can pull it off. Be Debt free by 45. Try and obtain at least an extra inch on my penis through surgery depending on the risks involved in the extension. So when u retire ur goal is to be debt free and own ur home..... What r u planning on retiring on? Or do u just plan to save some of the 100k a year for retirement? oh and hun..don't waste time...borrow the money for the penis enlargement ...that will appreciate not depreciate My penis will outlast my brain. When I'm 90, I still plan on getting my dick wet... even if that means prepping it for an hour with a penis pump to get it up. | |
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Steadwood said: 1. To live comfortably... No fnancial worries and feel peaceful and happy within myself.
How do u plan on achieving all that hun?2. To be secure not just financially, but secure in my knowledge and experience help others acheive the same. 3. To have a residual income that grows no matter what, past retirement... old age and beyond. The steps are in place to achieve all the above Now comes the work
| |
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Ocean said: Steadwood said: 1. To live comfortably... No fnancial worries and feel peaceful and happy within myself.
How do u plan on achieving all that hun?2. To be secure not just financially, but secure in my knowledge and experience help others acheive the same. 3. To have a residual income that grows no matter what, past retirement... old age and beyond. The steps are in place to achieve all the above Now comes the work
Extortion | |
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Ocean said: Steadwood said: 1. To live comfortably... No fnancial worries and feel peaceful and happy within myself.
How do u plan on achieving all that hun?2. To be secure not just financially, but secure in my knowledge and experience help others acheive the same. 3. To have a residual income that grows no matter what, past retirement... old age and beyond. The steps are in place to achieve all the above Now comes the work
I have 2 nice little bsinessess set up... one a nice little partnership....That will provide bread and butter income initially, but is set to grow in the future. The other is solely mine... and will provide residual income. This one in particular will help others achieve the same, but both will contribute to my overall goals... financially and personally.
I have a firm grip on reality...Maybe just not this reality |
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Imago said: Ocean said: How do u plan on achieving all that hun?
Extortion
I have a firm grip on reality...Maybe just not this reality |
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I forgot to mention.... ... Trolls are not involved 
I have a firm grip on reality...Maybe just not this reality |
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Tough question Ky.....
My financial goals seem to change depending on the topography of my world. Right now my goals are simply to pay off my debt...which will be a few years. My long term goals include: * Retire by 60....tough nowadays...but that's my goal. * Have numerous investment properties preferably commercial, that pay me monthly and appreciate significantly over the years. * I am invested in the market, but in the past 3 months I have been losing TONS...I haved to hold out for the long haul with that...  More to come....
Can't type edit!  [Edited 3/17/08 16:14pm] | |
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I don't like talking about my financial goals or situation.....but here I go:
I bought my current apartment almost 8 years ago, still paying for it which is fine.... I can not see me retiring at as certain orgers on this thread want.....what are you gonna do? Post even more on the org??? 
Seriously, if you like working and making more money, why would you stop if you're physically still capable? And: there's always a bigger boat, better car, or cooler vacation.....for that you need money! Am I materialistic?? Well, life does cost money.....if you want to enjoy it you will have to be able to spend. I happen to have a job that provides opportunities, I do not always like it but I will never say no to work because I want to live up to a certain standard that I have gotten used to. Hell, I might be living in Bangkok due to work later this year, how cool is that?? My financial goals is to provide the things I like for myself..... | |
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delete
Didn't sound right. Sorry. [Edited 3/17/08 16:22pm] | |
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RodeoSchro said: delete
Didn't sound right. Sorry. [Edited 3/17/08 16:22pm]  you're old..... 
 | |
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Imago said: Ocean said: How do u plan on achieving all that hun?
Extortion  | |
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Steadwood said: Ocean said: How do u plan on achieving all that hun?
I have 2 nice little bsinessess set up... one a nice little partnership....That will provide bread and butter income initially, but is set to grow in the future. The other is solely mine... and will provide residual income. This one in particular will help others achieve the same, but both will contribute to my overall goals... financially and personally.
 | |
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our goal is totally debt free in next 10 years and then both of us just have cushy part time jobs | |
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pardonme4livin said: Tough question Ky.....
Rent not nearly enough in comparsion to the mortgage on it huhMy financial goals seem to change depending on the topography of my world. Right now my goals are simply to pay off my debt...which will be a few years. My long term goals include: * Retire by 60....tough nowadays...but that's my goal. * Have numerous investment properties preferably commercial, that pay me monthly and appreciate significantly over the years. * I am invested in the market, but in the past 3 months I have been losing TONS...I haved to hold out for the long haul with that... More to come....
Can't type edit!
[Edited 3/17/08 16:14pm] | |
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abierman said: I don't like talking about my financial goals or situation.....but here I go:
I bought my current apartment almost 8 years ago, still paying for it which is fine.... I can not see me retiring at as certain orgers on this thread want.....what are you gonna do? Post even more on the org???
Seriously, if you like working and making more money, why would you stop if you're physically still capable? And: there's always a bigger boat, better car, or cooler vacation.....for that you need money! Am I materialistic?? Well, life does cost money.....if you want to enjoy it you will have to be able to spend. I happen to have a job that provides opportunities, I do not always like it but I will never say no to work because I want to live up to a certain standard that I have gotten used to. Hell, I might be living in Bangkok due to work later this year, how cool is that?? My financial goals is to provide the things I like for myself.....
This is something I am latching onto..... ...Until recently I always worked for someone else... ... Self employment gives you freedom... it becomes a way of life... ...as you say opportunities one never thought of before suddenly present themselves and you know to grab them.. ...We are bound only by our own limitations which we impose on ourselves. I have a firm grip on reality...Maybe just not this reality |
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abierman said: I don't like talking about my financial goals or situation.....but here I go:
I bought my current apartment almost 8 years ago, still paying for it which is fine.... I can not see me retiring at as certain orgers on this thread want.....what are you gonna do? Post even more on the org???
Seriously, if you like working and making more money, why would you stop if you're physically still capable? And: there's always a bigger boat, better car, or cooler vacation.....for that you need money! Am I materialistic?? Well, life does cost money.....if you want to enjoy it you will have to be able to spend. I happen to have a job that provides opportunities, I do not always like it but I will never say no to work because I want to live up to a certain standard that I have gotten used to. Hell, I might be living in Bangkok due to work later this year, how cool is that?? My financial goals is to provide the things I like for myself..... Nice....and I quite agree on the retirement thing.....I want to be in a position that I don't have to work to live....but work because I want to | |
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RodeoSchro said: delete
Didn't sound right. Sorry. [Edited 3/17/08 16:22pm]  | |
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