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Thread started 03/08/08 2:51am

paisleypark4

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Car Insurance

Who works the best 4 u?

I was with Progressive b4 and I was paying $150 sad . Is there anyone out there cheaper? Geice was trying to get me for $170. I am not really a big nut on insurance, I just dont want my car taken.
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Reply #1 posted 03/08/08 2:55am

horatio

move to Wisconsin, you dont have to have insurance lol
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Reply #2 posted 03/08/08 4:38am

paisleypark4

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horatio said:

move to Wisconsin, you dont have to have insurance lol


R U F*#*#N SERIOUS
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Reply #3 posted 03/08/08 1:02pm

horatio

paisleypark4 said:

horatio said:

move to Wisconsin, you dont have to have insurance lol


R U F*#*#N SERIOUS



YES. IM. SERIOUS.
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Reply #4 posted 03/08/08 5:26pm

Stymie

I have State Farm on a new car and pay less that 130.
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Reply #5 posted 03/09/08 12:12am

CalhounSq

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I have Mercury through AIS & pay less than $100/month... but as a younger dude, aren't they gonna make you pay a bit more automatically anyway? hmmm

Also, my car is old as shit lol



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[Edited 3/8/08 16:13pm]
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Reply #6 posted 03/09/08 5:41am

DontTazeMeBro

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Reply #7 posted 03/09/08 5:47am

paisleypark4

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ais..hmmmmm
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Reply #8 posted 03/09/08 8:41am

CalhounSq

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paisleypark4 said:

ais..hmmmmm

At least get a quote from them nod
heart prince I never met you, but I LOVE you & I will forever!! Thank you for being YOU - my little Princey, the best to EVER do it prince heart
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Reply #9 posted 03/09/08 3:22pm

Genesia

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horatio said:

move to Wisconsin, you dont have to have insurance lol


Technically, no. But Wisconsin does require proof of financial responsibility. From the Office of the Commissioner of Insurance...

Q. Is auto insurance mandatory in Wisconsin?

Wisconsin has a financial responsibility law. It is designed to make sure that any motorist licensed to drive in Wisconsin has insurance or enough money to pay for damages to others that may be caused by a motor vehicle. These requirements may be met through a motor vehicle liability insurance policy, a surety bond, personal funds, or certificate of self-insurance. Details are available at the Department of Transportation, Division of Motor Vehicles (DMV), Hill Farms State Office Building, 4802 Sheboygan Ave., Madison, WI 53702.

Q. If I decide to satisfy the financial responsibility requirements of Wisconsin by buying auto insurance, what coverages are required in Wisconsin and what are the minimum limits I can purchase?

If you decide to satisfy the requirements of the Wisconsin Financial Responsibility Law by buying auto insurance, your policy must provide the following minimum liability coverage:

$25,000 for injury or death of one person;
$50,000 for injury or death of two or more people; and
$10,000 for property damage.
The law also requires uninsured motorist coverage of $25,000/$50,000 for bodily injury liability coverage only.


So, no. You don't technically have to have insurance. But you are liable for damages in an accident. And you'd best believe insurance companies can (and do) sue the pants off uninsured people.
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Reply #10 posted 03/09/08 3:48pm

horatio

Genesia said:

horatio said:

move to Wisconsin, you dont have to have insurance lol


Technically, no. But Wisconsin does require proof of financial responsibility. From the Office of the Commissioner of Insurance...

Q. Is auto insurance mandatory in Wisconsin?

Wisconsin has a financial responsibility law. It is designed to make sure that any motorist licensed to drive in Wisconsin has insurance or enough money to pay for damages to others that may be caused by a motor vehicle. These requirements may be met through a motor vehicle liability insurance policy, a surety bond, personal funds, or certificate of self-insurance. Details are available at the Department of Transportation, Division of Motor Vehicles (DMV), Hill Farms State Office Building, 4802 Sheboygan Ave., Madison, WI 53702.

Q. If I decide to satisfy the financial responsibility requirements of Wisconsin by buying auto insurance, what coverages are required in Wisconsin and what are the minimum limits I can purchase?

If you decide to satisfy the requirements of the Wisconsin Financial Responsibility Law by buying auto insurance, your policy must provide the following minimum liability coverage:

$25,000 for injury or death of one person;
$50,000 for injury or death of two or more people; and
$10,000 for property damage.
The law also requires uninsured motorist coverage of $25,000/$50,000 for bodily injury liability coverage only.


So, no. You don't technically have to have insurance. But you are liable for damages in an accident. And you'd best believe insurance companies can (and do) sue the pants off uninsured people.


most of the time it would be pointless, it likely the uninsured wouldnt have the money any way.
Thats why the insured are supposed to cover themselves both ways.
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Reply #11 posted 03/09/08 8:41pm

AnckSuNamun

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Just paid Allstate $190 for two months.....but Geico keeps sending me shit in the mail trying to get me to join. lol
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Reply #12 posted 03/10/08 4:11am

jbchavez

I pay $188 dollars a month for full coverage on two 2007 vehicles.
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