Anyone use ING direct? How is it? Is there still a bonus?

Dammit! As you can see I just typed a response & it disappeared into the Org abyss....

Yes, I have an ING account--since 2002. I love it. The only (potentially) bad thing is that to withdraw money from the ING account one has to transfer it to an external account (i.e checking acct) and then withdraw it from that. This process takes at least 2-3 days. For me, it is good, b/c it means I can't withdraw money on impulse, but if you'll need the money on a moments notice it might be problematic.

I also set up accounts for my 4 y.o. niece and 2 y.o. nephew. I have money from my paycheck directly deposited to my account and then on the 15th of every month, ING transfers a set amount from my account to theirs. As soon as their accounts have a certain amount in them, I'm going to roll the money into a CD to earn more interest.

I don't know if they still offer a referral bonus (I just looked on the website), but my interest rate is at 4.35%.

I say go for it! What are your concerns?
[Edited 8/20/06 9:13am]

cool, thanks jone70!

unlucky7 said:

How was your birthday, u7?

A lot of cash gifts, I guess?

2the9s said:

nope, i hung around manhattan, saw dead bodies in a museum that were sliced and diced into many pieces....adults and babies in tubes...organs...everything you can think of....sat by the ocean and watched the boats go by....saw a movie.."the decent" and ate at a couple of restaurants.

I'm opening an account very very soon!

they're great! i have two loans against my 401k with them ( one of which will be paid back in jan)...and then i plan to take another one for my trip to puerto rico.
nice customer service people

I have a savings & a few cd's w/ them

Big thumbsup for ING Direct!! The interest rate is fantastic, and there are no fees involved!! It's not easily accessible so you would have to be pretty much in need of the money if you were to transfer it to your normal account!!

thanks all of you!