How do/did you guys handle the money.

Like what's yours, mine, and ours?



Can't spell twice now
oops now 3 X
[Edited 7/15/06 10:53am]
[Edited 7/15/06 10:53am]
[Edited 7/15/06 10:54am]

I've never done it. I don't know how it would all work.







oh wait, I have. But I was 17 at the time. Everything was utterly separate.

When I was married, everything was both of ours...we didn't have "her" money and "my" money. We just had "money"..lol. For the most part I took care of balancing the books and for the most part she took care of paying the bills. If we ever needed anything we just took money out for it, didn't ask each other beforehand...there was a lot of trust in that regard. Sometimes she would ask me only because she knew I kept tabs of the bank account balance. I wouldn't have cared, though, if she wanted "her" money...for instance if she kept like 20% of her paycheck and put it in her own account. I don't think she would have had a problem with me doing the same. We just didn't for some reason.

Byron said:

So U both worked?

I know some couples assign certain bills to be paid (regular rent/mortgage) while someone else will pay for groceries, even if they don't always do the shopping.

I handle all the money.
She don't like to pay bills.
She makes her own funds.
We put it all together.
I budget where it goes.

july said:

That's how I am.
Well exept for the making of own funds part.
I get like 100-200 bucks a week CIF but that's like emergency $.
And I hate like check books and stuff.

luv4all7 said:

Yep...she would have gone insane if she wasn't working...after the birth of our daughter I got a graveyard shift job so that she could go to work during the day and I would watch our daughter.

luv4all7 said:

Try to learn to love it...lol...not to be depressing, but should anything occur that suddenly has you having to take care of the household by yourself, you won't want to be thrown into it ill-prepared.

Byron said:

Your sooooo rite! I wouldn't have the foggiest idea WHAT to do with A-N-Y-T-H-I-N-G.

Byron said:

Bless your heart!

When we got together, we chose the only thing that makes sense. If you are truly to be together. You need to learn to share. We are a team.

Spending money. There is house needs and spending money. The house needs are reasoned out and agreed upon before buy the item. Personal spending money is shared. We keep track, and what ever personal spending money one uses, the other gets an equal share as their personal spending money.

We've gotten shit from all types of couples through out the years of how this is a very stupid way of looking at it. We've heard stuff like "what ever my baby wants my baby gets", but looking back, we are still together and none of the others are.

MickG said:

That's a lot like we are. We don't buy anything at all with out agreeing on it first. Theres like months where he'll get something that I could care less about like a log splitter or something, but then down the line I'll get something like new furniture, that he could care less about. It usually balances itself out.

luv4all7 said:

A log spliter may be covered under Our "households" if it is actually used in heating the home. Furniture is totally a household expense, for US, and should be agreed upon. However if that works for you, more power to you.

MickG said:

Yeah I see what your saying. We don't really spend much miscelaniously though, with 2 kids. So our house stuff kinda is like treats for us.

And the log splitter, like I told him, he coulda F'in rented one for cryin' out loud!
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luv4all7 said:

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jerseykrs said:

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luv4all7 said:

[Edited 7/15/06 12:22pm]

MickG said:

We both work. I make a lot more money than he does, but it's "our" money.

Bless his heart, he pays the bills on time.

We don't fight about any really, so we just go with the flow.

I vote for "being responsible for your own things" cuz half the time I'd be doing something else, so if one thing does not work out I just go for the alternative. I'm not much of a spender unless there r other people around who also pitch in but I do spend a lot of time in one place and make use of the resources available there, so in that way I'm good with money cuz I make sure that if stuff is not used then it can simply change hands among friends. It probably comes from my bro cuz he usually gets the cool things but when once he's tired of it I'd get to use it afterwards and vice versa depending on needs.

the only time I've done a "mine/yours" thing was with a roomie...when me and my wife did the living together thing, the first thing we did was get a joint checking account for bills and whatnot, and we maintained our own accounts that we came into the relationship with and put some money in there for those on our own nights with our friends.....

....since marriage, however.....everything, including my immortal soul and youthful idealism are hers....

my roomie was quite a lot of fun to hang out with, but it changed from year to year.. the first yr we were friends and did classes together, then some of us spent the summer just chilling and taking courses, then we didn't see each other much for a yr cuz I was swamped with other things that needed attention. the next summer we both found a job and moved in together (nice change) but by the end of the year I decided to quit school cuz there were other people who wanted the attention and I've been struggling with them ever since..

what a lame story.. I'm sure everyone has something similar to share

luv4all7 said:

That sounds fine. Do what ya gotta do. Whatever is best for the both of you.

My bf and I keep our funds completely separate. We split all the house bills down the middle and then are responsible for our own bills. I like it this way and don't really see any need to join our finances.

Byron said:

Same as that when I was married, except I took care of balancing and the bills. Same now, but it took some doing to get it that way.

I do know that many people keeps thing entirely separate now though. They each split up costs and whatever they have left over is theirs.

I don't know which is better, but this way has always worked well for me.

Mazurack said:

Wait...did we used to be married??...

Byron said:

No. 'Cause if we ever were you would never have had the need to ask that question.

Mazurack said:

*whink*...(heh)

Byron said:

'Tis true though. Perhaps I'm the only one of the two that feels that's right.

BUT... I am right.