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Forums > General Discussion > I think I may be buying a house.
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Reply #60 posted 04/29/08 7:35pm

ehuffnsd

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yay congrats
You CANNOT use the name of God, or religion, to justify acts of violence, to hurt, to hate, to discriminate- Madonna
authentic power is service- Pope Francis
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Reply #61 posted 04/29/08 7:45pm

horatio

One4All4Ever said:



that's cool ... do it ! biggrin



falloff
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Reply #62 posted 04/30/08 6:18am

CarrieMpls

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lovemachine said:

Home ownership is huge and you certainly want to look into it and it will be a never ending supply of pride for you but be wary of foreclosures. The banks are very diffucult to deal with and many are assigned to loan brokers with bad deals such as penalties for early payment etc.

Also, we discovered that most of the foreclosures we looked at were gross beyond gross and needed thousands upon thousands of repairs just to make them livable. It seems that anything halfway close to decent were being nabbed by experience flippers with the ability to do the repairs themselves.

The problem with most of the foreclosures is that people didn't have the money for routine upkeep and then as they were leaving they would gut the places. A lady we know said she went to look at a townhouse foreclosure and they had taken the carpet, counters, closet doors and basically anything else that would have any value.

Also, be very very wary of going into places that don't show any pictures of the inside on the listing or very limited pictures. As we found out there is a reason for this smile)


I have heard all of this and it's good advice. I know I'll likely be wading through a lot of crap and it may take a lot of time to find what I'm looking for in my price range. But I look at it as like shopping flea markets/discount second-hand stores. If you really dig, you can often find something great.
And I already know it's possible to find a livable foreclosure, turns out my friend Andy signed a purchase agreement on one himself yesterday. He closes in May.

woot!
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Reply #63 posted 04/30/08 6:33am

JerseyKRS

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Do it Carrie. This is the time. It WILL appreciate.


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Reply #64 posted 04/30/08 6:38am

CarrieMpls

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One4All4Ever said:



that's cool ... do it ! biggrin


mushy my dream house mushy
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Reply #65 posted 04/30/08 7:02am

Slave2daGroove

Let me know when you do buy one so I can burn it to the ground.
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Reply #66 posted 04/30/08 7:06am

CarrieMpls

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Slave2daGroove said:

Let me know when you do buy one so I can burn it to the ground.


OK.


confused
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Reply #67 posted 04/30/08 7:13am

Slave2daGroove

CarrieMpls said:

Slave2daGroove said:

Let me know when you do buy one so I can burn it to the ground.


OK.


confused


Oh, I thought I was talking to myself on this thread, sorry.
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Reply #68 posted 04/30/08 7:45am

purplebutterfl
y2

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All the best to you and getting your home
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Reply #69 posted 04/30/08 8:13am

FunkMistress

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JerseyKRS said:

Do it Carrie. This is the time. It WILL appreciate.


nod

Go Carrie Go!

woot!
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Reply #70 posted 05/24/08 9:02pm

lovemachine

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I haven't been on for a while but nothing new has happened with this topic. Have you toured any of the houses yet?
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Reply #71 posted 05/24/08 9:42pm

Ocean

emm said:

own! own! own! woot!

[list][*]my mortgage payment is lower than the rent i was paying
[*]the monthly property tax installment evens that out
[*]heating is an extra cost as is homeowner's insurance
[*]and you have to be prepared for that plumber bill or what have you
but!
[*]in two years i've gained 50K in equity for this place. where else could you do that???[/list]

Exactly!!
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